The Ultimate Guide to Credit Cards
Wednesday, February 8, 2023

U.S. Bank Cash+® Secured Visa® Card

► 2023 Review, Application & Rates

"This card is a great option for earning cash back rewards as you build credit through responsible use, such as paying your bill on time. You can choose from several spending categories to earn the highest cash back rate."
- Toby Sembower,
Advertiser Disclosure
U.S. Bank Cash+® Secured Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.8

OVERALL RATING

  • Earn unlimited cash back while building credit for the future. Start with a security deposit of $300 to $5,000.
  • Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose, 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Travel Center, 2% back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants), and 1% back on all other eligible purchases.
  • Use your card everywhere Visa is accepted. Your secured card works and looks like any other credit card.
  • Choose your payment due date and enjoy zero fraud liability for unauthorized transactions.
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
29.74% Variable
$0
None/Bad

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #9 out of 34)
★★★★★
4.5
Best Overall
★★★★
3.8
Cash Back
(Ranked #47 out of 51)
★★★★
4.0
Gas Rebate
(Ranked #26 out of 28)
★★★★
4.0
No/Limited Credit
(Ranked #15 out of 31)
★★★★★
4.5
Secured
(Ranked #8 out of 19)
★★★★★
4.5
Travel
(Ranked #41 out of 42)
★★★★
4.0

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.