The Ultimate Guide to Credit Cards
Sunday, May 28, 2023

U.S. Bank Cash+® Secured Visa® Card Review

"This card is a great option for earning cash back rewards as you build credit through responsible use, such as paying your bill on time. You can choose from several spending categories to earn the highest cash back rate."
- Toby Sembower,
Advertiser Disclosure
U.S. Bank Cash+® Secured Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.8

OVERALL RATING

  • Earn unlimited cash back while building credit for the future. Start with a security deposit of $300 to $5,000.
  • Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose, 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Travel Center, 2% back on eligible purchases in your choice of one everyday category (like gas stations and EV charging stations, grocery stores and restaurants), and 1% back on all other eligible purchases.
  • Use your card everywhere Visa is accepted. Your secured card works and looks like any other credit card.
  • Choose your payment due date and enjoy zero fraud liability for unauthorized transactions.
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
29.49% Variable
$0
None/Bad

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #12 out of 33)
★★★★★
4.5
Best Overall
★★★★
3.8
Cash Back
(Ranked #50 out of 53)
★★★★
4.0
Gas Rebate
(Ranked #27 out of 29)
★★★★
4.0
No/Limited Credit
(Ranked #15 out of 33)
★★★★★
4.5
Secured
(Ranked #12 out of 20)
★★★★
4.1
Travel
(Ranked #39 out of 41)
★★★★
4.0

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to U.S. Bank Cash+® Secured Visa® Card

Be sure to visit the official website for U.S. Bank Cash+® Secured Visa® Card to learn complete details about its features and terms. If you’re not quite sure if U.S. Bank Cash+® Secured Visa® Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the U.S. Bank Cash+® Secured Visa® Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.