- Earn 20,000 bonus points when you spend $1,000 in the first 90 days of account opening. That's a $200 value redeemable toward merchandise, gift cards, cash back, travel, and more. Points never expire.
- Earn 4X points on dining, takeout, and restaurant delivery
- Earn 2X points at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations -- all other purchases earn 1 point per $1
- Enjoy a 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies
- $15 credit for annual streaming service purchases such as Netflix, Apple TV, Spotify, and more.
- $0 Annual Fee
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Intro (Purchases)
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Intro (Transfers)
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Regular APR
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Annual Fee
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Credit Needed
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|---|---|---|---|---|
0% for 12 billing cycles
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0% for 12 billing cycles
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19.49% - 28.49% (Variable)
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$0
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Good/Excellent
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