Are you in the market for a new card and considering the U.S. Bank Altitude® Go Visa Signature® Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to other cards on the market.
First, let's cover the basics. In reviewing the card, we rated it a 4.6 out of 5.0, which means that like many other cards, we found the U.S. Bank Altitude® Go Visa Signature® Card to have some solid benefits and some possible drawbacks.
The U.S. Bank Altitude GO Visa Signature® Card offers solid rewards for a card that doesn't charge an annual fee. It's a great options for foodies and is most comparable to the Savor® Cash Rewards Credit Card from Capital One (sans the annual fee!).
Next up, let's dive into the details you should consider before applying. Here's a rundown of the card's key features, rates, and terms:
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- Earn 20,000 bonus points when you spend $1,000 in the first 90 days of account opening. That's a $200 value redeemable toward merchandise, gift cards, cash back, travel, and more. Points never expire.
- Earn 4X points on dining, takeout, and restaurant delivery
- Earn 2X points at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations -- all other purchases earn 1 point per $1
- Enjoy a 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies
- $15 credit for annual streaming service purchases such as Netflix, Apple TV, Spotify, and more.
- $0 Annual Fee
0% for 12 billing cycles
0% for 12 billing cycles
19.49% - 28.49% (Variable)
There's certainly a lot to like about the U.S. Bank Altitude® Go Visa Signature® Card. But just like with other cards we review, we stress that potential applicants should pay attention to this card's rates and fees as part of the bigger overall picture.
Let's dive deeper into those rates and fees, as they could make or break whether owning the card makes sense for you and your financial situation.
The interest rate, also known as APR (annual percentage rate), tells you what percentage of your balance you can expect to pay in interest annually if you carry a balance.
According to the issuer, the U.S. Bank Altitude® Go Visa Signature® Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: 0% for 12 billing cycles
- Balance Transfer Intro: 0% for 12 billing cycles
- Regular APR: 19.49% - 28.49% (Variable)
Another possible expense to consider is the annual fee, which is the amount a cardholder is required to pay each year for the privilege of owning a particular card.
Here's the annual fee for the U.S. Bank Altitude® Go Visa Signature® Card as listed by the issuer:
See site for details »
So far, we've covered the U.S. Bank Altitude® Go Visa Signature® Card in great detail, from its many benefits to its current rates and fees. But what are your odds of approval? What credit score is needed to become a cardholder?
According to the issuer, the current general credit history requirement for the card is:
- Credit Level: Good/Excellent
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the card is offering today, you may want to apply now to lock it in its current terms before it's too late.
We've discussed the many benefits, drawbacks, and requirements of the U.S. Bank Altitude® Go Visa Signature® Card, but how does it rank versus similar cards on the market? Below are all the category-specific ratings our team gives the card, along with the card's ranking within each category.
Quick hint: Want to see our best-reviewed cards in each category? Simply click the category name to see our top picks:
All told, our team's review of the U.S. Bank Altitude® Go Visa Signature® Card resulted in a rating of 4.6 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks. If you determine that it's a fit for your needs, you may want to apply soon, as terms throughout the industry change regularly.
We hope our guide has been helpful in learning all you need to know about the U.S. Bank Altitude® Go Visa Signature® Card. We wish you the very best on your financial journey!
Be sure to visit the official website for U.S. Bank Altitude® Go Visa Signature® Card to learn complete details about its features and terms. If you’re not quite sure if U.S. Bank Altitude® Go Visa Signature® Card is right for you, we encourage you to check out these guides to popular alternatives:
Before applying for the U.S. Bank Altitude® Go Visa Signature® Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.