The Ultimate Guide to Credit Cards
Saturday, November 28, 2020

The Platinum Card®

► 2020 Review, Application & Rates

"The Platinum Card® is notoriously found in the wallets of well-traveled, high-earners. I prefer the comparable Chase Sapphire Reserve® card for its greater rewards flexibility that appeals to consumers who want more than flight and hotel rewards."
- Toby Sembower,
Advertiser Disclosure
The Platinum Card® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 75,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months
  • Earn 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel. Also earn 5X Membership Rewards® points on prepaid hotels (booked and paid in advance) on amextravel.com.
  • Earn 1X points on all other eligible purchases. Terms apply.
  • Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account
  • $100 hotel credit to spend on qualifying dining, spa, and resort activities. Qualifying activities vary by property.
  • Access to The Global Lounge Collection® including 1,200 airport lounges across 130 countries and counting
  • Fee Credit for Global Entry or TSA Pre✓®
  • $550 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A (Charge Card)
$550
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #7 out of 36)
★★★★★
4.8
Best Overall
(Ranked #15 out of 121)
★★★★★
4.8
Excellent Credit
(Ranked #16 out of 51)
★★★★★
4.8
Points & Gifts
(Ranked #10 out of 35)
★★★★★
4.8

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