The Ultimate Guide to Credit Cards
Sunday, May 9, 2021

The Platinum Card®

► 2021 Review, Application & Rates

"The Platinum Card® is notoriously found in the wallets of well-traveled, high-earners. I prefer the comparable Chase Sapphire Reserve® card for its greater rewards flexibility that appeals to consumers who want more than flight and hotel rewards."
- Toby Sembower,
Advertiser Disclosure
The Platinum Card® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • Earn 75,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 6 months of Card Membership
  • Earn 10X Membership Rewards® points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership
  • Earn 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel. Also earn 5X Membership Rewards® points on prepaid hotels (booked and paid in advance) on amextravel.com. Earn 1X points on all other eligible purchases. Terms apply.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card®
  • Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account plus $100 hotel credit to spend on qualifying dining, spa, and resort activities. Qualifying activities vary by property.
  • Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge
  • Fee Credit for Global Entry or TSA Pre✓®
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A (Charge Card)
$550
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #12 out of 40)
★★★★★
4.7
Best Overall
(Ranked #24 out of 134)
★★★★★
4.7
Excellent Credit
(Ranked #20 out of 59)
★★★★★
4.7
Points & Gifts
(Ranked #29 out of 38)
★★★★
4.4

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The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.