The Ultimate Guide to Credit Cards
Wednesday, October 20, 2021

The Platinum Card®

► 2021 Review, Application & Rates

"The Platinum Card® is notoriously found in the wallets of well-traveled, high-earners. I prefer the comparable Chase Sapphire Reserve® card for its greater rewards flexibility that appeals to consumers who want more than flight and hotel rewards."
- Toby Sembower,
Advertiser Disclosure
The Platinum Card® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • Earn 100,000 Membership Rewards® points after you use your new card to make $6,000 in purchases in your first 6 months of Card Membership
  • Earn 10X Membership Rewards® points on eligible purchases on your new Card at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases, during your first 6 months of Card Membership
  • Earn 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel, on up to $500,000 on these purchases per calendar year. Also earn 5X Membership Rewards® points on prepaid hotels on AmexTravel.com. Earn 1X points on all other eligible purchases. Terms apply.
  • $200 annual hotel credit, $200 annual airline fee credit, $25 monthly Equinox credit, $15 monthly Uber cash credit, $100 annual Saks Fifth Avenue credit, and more.
  • Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge
  • Fee Credit for Global Entry or TSA Pre✓®
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A (Charge Card)
$695
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #12 out of 39)
★★★★★
4.7
Best Overall
(Ranked #23 out of 145)
★★★★★
4.7
Excellent Credit
(Ranked #18 out of 58)
★★★★★
4.7
Points & Gifts
(Ranked #27 out of 35)
★★★★
4.4

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