The Ultimate Guide to Credit Cards
Wednesday, October 5, 2022

Business Platinum Card® from American Express

► 2022 Review, Application & Rates

"With lucrative travel rewards, annual airline fee credits, and access to the American Express Global Lounge Collection™, The Business Platinum Card® is undeniably best for business owners who spend a lot of time in airports."
- Toby Sembower,
Advertiser Disclosure
Business Platinum Card® from American Express Review

at the issuer'ssecure website





  • Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of card membership
  • Earn 5X Membership Rewards® points on flights and prepaid hotels on, 1.5X points on business categories and purchases of $5,000 or more on up to $2 million per calendar year, and 1X point for each dollar you spend on other purchases.
  • 0% Intro APR for 12 months from the date of account opening on purchases eligible for Pay Over Time
  • Get up to $400 back per year toward U.S. purchases with Dell Technologies, up to $360 back per year for purchases with Indeed, and $120 back per year for wireless telephone service purchases on the Business Platinum Card, plus additional credits. Enrollment is required for all.
  • Access to more than 1,400 lounges across 140 countries and counting with the American Express Global Lounge Collection®
  • Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year
  • $695 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 12 months (Pay Over Time)
15.74% - 23.74% Pay Over Time

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #32 out of 152)
(Ranked #9 out of 24)
Excellent Credit
(Ranked #32 out of 59)
Points & Gifts
(Ranked #9 out of 31)
(Ranked #10 out of 40)

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