The Ultimate Guide to Credit Cards
Saturday, September 19, 2020

The Business Platinum Card®

► 2020 Review, Application & Rates

"With lucrative travel rewards, annual airline fee credits, and access to the American Express Global Lounge Collection™, The Business Platinum Card® is undeniably best for business owners who spend a lot of time in airports."
- Toby Sembower,
Advertiser Disclosure
The Business Platinum Card® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, 1.5X points on each eligible purchase of $5,000 or more (that's an extra half point per dollar, up to 1 million additional points per calendar year, and 1X points for each dollar you spend on eligible purchases
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of card membership
  • Select one qualifying airline and get up to $200 in statement credits each calendar year for baggage fees and other incidentals charged by the airline to your Business Platinum Card
  • Access to the American Express Global Lounge Collection, including 1,200 airport lounges across 130 countries and counting
  • Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year
  • $595 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A (Charge Card)
$595
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #3 out of 21)
★★★★★
4.8
Best Overall
(Ranked #10 out of 100)
★★★★★
4.8
Business
(Ranked #5 out of 16)
★★★★★
4.8
Excellent Credit
(Ranked #11 out of 33)
★★★★★
4.8
Points & Gifts
(Ranked #8 out of 26)
★★★★★
4.8

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