The Ultimate Guide to Credit Cards
Tuesday, September 27, 2022

Surge Secured Mastercard®

► 2022 Review, Application & Rates

"An extremely popular choice for those with limited credit history, this card comes with attractive introductory rates, fees, and cardholder perks. It's a must-have in your credit-building arsenal."
- Toby Sembower,
Advertiser Disclosure
Surge Secured Mastercard® Review

at Celtic Bank'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
19.99% Variable
$69
All Credit Types Welcome to Apply

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #10 out of 37)
★★★★★
4.5
Best Overall
★★★★
3.9
Cash Back
(Ranked #46 out of 48)
★★★★
3.8
Instant Approval
(Ranked #5 out of 17)
★★★★★
4.6
No/Limited Credit
(Ranked #18 out of 36)
★★★★★
4.5
Secured
(Ranked #5 out of 20)
★★★★★
4.6

Advertiser Disclosure

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