Are you considering the Surge® Platinum Mastercard®? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.1 out of 5.0.
With monthly reporting to credit bureaus and a manageable credit limit, the Surge card is a solid option for those looking to build or rebuild credit history.
Here's a rundown of the key features, rates, and terms of the Surge® Platinum Mastercard®:
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BEST OVERALL RATING
★★★★★
4.1
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Online account access 24/7
- Checking Account Required
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See website for Details
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See website for Details
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29.99% APR (Variable)
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$75 - $125
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See website for Details*
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There's certainly a lot to like about the Surge® Platinum Mastercard®. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Surge® Platinum Mastercard® is right for you.
According to the issuer, the Surge® Platinum Mastercard® currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: See website for Details
- Balance Transfer Intro: See website for Details
- Regular APR: 29.99% APR (Variable)
Here's the annual fee for the Surge® Platinum Mastercard® as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the Surge® Platinum Mastercard® is:
- Credit Level: See website for Details
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Surge® Platinum Mastercard® is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Surge® Platinum Mastercard®, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Surge® Platinum Mastercard® resulted in a rating of 4.1 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Surge® Platinum Mastercard®, here is the link the issuer's official application:
Are you ready to apply for the Surge® Platinum Mastercard® offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Surge® Platinum Mastercard®:
Whether you decide on Surge® Platinum Mastercard® or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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