Are you in the market for a new card and considering the Shell Fuel Rewards® Card®? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to other cards on the market.
First, let's cover the basics. In reviewing the card, we rated it a 4.4 out of 5.0, which means that like many other cards, we found the Shell Fuel Rewards® Card® to have some solid benefits and some possible drawbacks.
This is a closed-loop gas card that can only be used for purchases at Shell stations and is only recommended if you want to save a few cents each time you fill up.
Next up, let's dive into the details you should consider before applying. Here's a rundown of the card's key features, rates, and terms:
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BEST OVERALL RATING
★★★★★
4.4
- Save 30¢/gal (up to 35 gallons) on your first 5 Shell fuel purchases made by 10/31/23.
- After that, save 10¢/gal every time you fill up
- Earn 10¢/gal for every $50 spent at participating restaurants with a linked credit or debit card
- Earn rewards for every $50 spent shopping your favorite brands at fuelrewards.com/shopping
- Earn 10% Shell rebates on your first $1,200 Shell non-fuel purchases per year
- $0 Annual Fee
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N/A
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N/A
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30.99% (Variable)
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$0
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Average, Fair, Limited
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Additional Disclosure: (The information related to Shell Fuel Rewards® Card® has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.)
There's certainly a lot to like about the Shell Fuel Rewards® Card®. But just like with other cards we review, we stress that potential applicants should pay attention to this card's rates and fees as part of the bigger overall picture.
Let's dive deeper into those rates and fees, as they could make or break whether owning the card makes sense for you and your financial situation.
The interest rate, also known as APR (annual percentage rate), tells you what percentage of your balance you can expect to pay in interest annually if you carry a balance.
According to the issuer, the Shell Fuel Rewards® Card® currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 30.99% (Variable)
Another possible expense to consider is the annual fee, which is the amount a cardholder is required to pay each year for the privilege of owning a particular card.
Here's the annual fee for the Shell Fuel Rewards® Card® as listed by the issuer:
See site for details »
So far, we've covered the Shell Fuel Rewards® Card® in great detail, from its many benefits to its current rates and fees. But what are your odds of approval? What credit score is needed to become a cardholder?
According to the issuer, the current general credit history requirement for the card is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the card is offering today, you may want to apply now to lock it in its current terms before it's too late.
We've discussed the many benefits, drawbacks, and requirements of the Shell Fuel Rewards® Card®, but how does it rank versus similar cards on the market? Below are all the category-specific ratings our team gives the card, along with the card's ranking within each category.
Quick hint: Want to see our best-reviewed cards in each category? Simply click the category name to see our top picks:
All told, our team's review of the Shell Fuel Rewards® Card® resulted in a rating of 4.4 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks. If you determine that it's a fit for your needs, you may want to apply soon, as terms throughout the industry change regularly.
We hope our guide has been helpful in learning all you need to know about the Shell Fuel Rewards® Card®. We wish you the very best on your financial journey!
Be sure to visit the official website for Shell Fuel Rewards® Card® to learn complete details about its features and terms. If you’re not quite sure if Shell Fuel Rewards® Card® is right for you, we encourage you to check out these guides to popular alternatives:
Before applying for the Shell Fuel Rewards® Card® offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.
Toby founded Digital Brands, the parent company of CardRates.com and its sister sites, and now serves as Chairman of the Board. He lends his 15 years of credit card industry experience to educate consumers on the responsible use of credit. His knowledge base spans credit card reward programs to credit repair, lending, and credit bureau reporting.
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