The Ultimate Guide to Credit Cards
Sunday, June 4, 2023

Savings Secured Platinum Rewards Credit Card Review

"The Savings Secured Platinum Rewards Credit Card is issued by State Department Federal Credit Union and offers a low competitive ongoing rate, but you must qualify for credit union membership, restricting its availability."
- Toby Sembower,
Advertiser Disclosure
Savings Secured Platinum Rewards Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.1

OVERALL RATING

  • All credit lines start at $250
  • Earn Flexpoints Rewards - 1 point for every $1 spent
  • Competitive low rate
  • Use the card responsibly and you can be automatically graduated to a Platinum Rewards Credit Card
  • Visa card benefits like Roadside Dispatch, a pay-per-use roadside assistance program
  • 25-day grace period on purchases
  • Ability to join SDFCU and apply at the same time
  • $0 Annual Fee, No Foreign Transaction Fee, and No Balance Transfer Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.49%
$0
N/A

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #22 out of 32)
★★★★
4.3
Best Overall
★★★★
4.1
Low APR
(Ranked #9 out of 38)
★★★★★
4.7
No/Limited Credit
(Ranked #25 out of 32)
★★★★
4.3
Points & Gifts
(Ranked #31 out of 38)
★★★★
4.0
Secured
(Ranked #9 out of 20)
★★★★
4.2

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Savings Secured Platinum Rewards Credit Card

Be sure to visit the official website for Savings Secured Platinum Rewards Credit Card to learn complete details about its features and terms. If you’re not quite sure if Savings Secured Platinum Rewards Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Savings Secured Platinum Rewards Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.