The Ultimate Guide to Credit Cards
Tuesday, January 19, 2021

Savings Secured Platinum Rewards Credit Card

► 2021 Review, Application & Rates

"The Savings Secured Platinum Rewards Credit Card is issued by State Department Federal Credit Union and offers a low competitive ongoing rate, making it a good option if you tend to carry a balance from month to month."
- Toby Sembower,
Advertiser Disclosure
Savings Secured Platinum Rewards Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.1

OVERALL RATING

4.1/5.0
  • Earn Flexpoints Rewards - 1 point for every $1 spent
  • Use the card responsibly and you can be automatically graduated to a Platinum Rewards Credit Card
  • Visa card benefits like Travel and Emergency Assistance Services and Lost Luggage Reimbursement
  • 25-day grace period on purchases
  • ATM cash advance fee of $3.00 (no cost at teller)
  • Ability to join SDFCU and apply at the same time
  • Contactless chip technology
  • $0 Annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
11.99%
$0
N/A

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #11 out of 32)
★★★★★
4.6
Best Overall
(Ranked #81 out of 128)
★★★★
4.1
Low APR
(Ranked # out of 39)
0
No/Limited Credit
(Ranked #14 out of 29)
★★★★★
4.6
Points & Gifts
(Ranked #34 out of 40)
★★★★
4.3
Secured
(Ranked #8 out of 16)
★★★★★
4.5

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.