Are you considering the Savings Secured Platinum Rewards Credit Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.1 out of 5.0.
The Savings Secured Platinum Rewards Credit Card is issued by State Department Federal Credit Union and offers a low competitive ongoing rate, but you must qualify for credit union membership, restricting its availability.
Here's a rundown of the key features, rates, and terms of the Savings Secured Platinum Rewards Credit Card:
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BEST OVERALL RATING
★★★★★
4.1
- All credit lines start at $250
- Earn Flexpoints Rewards - 1 point for every $1 spent
- Competitive low rate
- Use the card responsibly and you can be automatically graduated to a Platinum Rewards Credit Card
- Visa card benefits like Roadside Dispatch, a pay-per-use roadside assistance program
- 25-day grace period on purchases
- Ability to join SDFCU and apply at the same time
- $0 Annual Fee, No Foreign Transaction Fee, and No Balance Transfer Fee
There's certainly a lot to like about the Savings Secured Platinum Rewards Credit Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Savings Secured Platinum Rewards Credit Card is right for you.
According to the issuer, the Savings Secured Platinum Rewards Credit Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 16.49%
Here's the annual fee for the Savings Secured Platinum Rewards Credit Card as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the Savings Secured Platinum Rewards Credit Card is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Savings Secured Platinum Rewards Credit Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Savings Secured Platinum Rewards Credit Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Savings Secured Platinum Rewards Credit Card resulted in a rating of 4.1 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Savings Secured Platinum Rewards Credit Card, here is the link the issuer's official application:
Are you ready to apply for the Savings Secured Platinum Rewards Credit Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Savings Secured Platinum Rewards Credit Card:
Whether you decide on Savings Secured Platinum Rewards Credit Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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