- Earn 1X points per dollar spent with no limit on the amount of rewards you can earn; rewards expire after 4 years.
- Deposit at least $200 into your membership savings account (before submitting your application) to back your spending. If approved, we’ll hold your deposit in your account as your card’s credit limit. As you use your card, you’ll earn rewards just like any other credit card, while also earning dividends on your deposit—just like any other savings account.
- No annual fees, no balance transfer fees, no foreign transaction fees, and no cash advance fees.
- After just 3 months, you could be eligible for an upgrade. If you qualify, we’ll provide you with additional credit to allow for spending beyond your deposit. Then, at 6 months, we’ll review your account monthly to see if you’re eligible to have your hold removed and be upgraded to a cashRewards unsecured card.
- Rental car coverage
- Must be a member of Navy Federal Credit Union to qualify
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Intro (Purchases)
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Intro (Transfers)
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Regular APR
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Annual Fee
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Credit Needed
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|---|---|---|---|---|
N/A
|
N/A
|
18.00%
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$0
|
None/Poor
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