- Earn 1X points per dollar spent
- The Navy Federal nRewards Secured credit card lets you earn rewards while building your credit
- No annual fees, no balance transfer fees, no foreign transaction fees, and no cash advance fees
- Deposit at least $200 into your membership savings account (before submitting your application) to back your spending. Once approved, we’ll hold your deposit in your account as your card’s credit limit.
- After just 3 months, you could be eligible for an upgrade. If you qualify, we’ll provide you with additional credit to allow for spending beyond your deposit. Then, at 6 months, we’ll review your account monthly to see if you’re eligible to have your hold removed and be upgraded to a cashRewards unsecured card.
- Must be a member of Navy Federal Credit Union to qualify
Intro (Purchases)
|
Intro (Transfers)
|
Regular APR
|
Annual Fee
|
Credit Needed
|
---|---|---|---|---|
N/A
|
N/A
|
18.00%
|
$0
|
None/Poor
|