Are you considering the More Rewards American Express® Credit Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.5 out of 5.0.
The More Rewards American Express® Credit Card is a great option for active servicemembers who are eligible to join Navy Federal Credit Union. This card available for average to excellent credit, meaning most applicants will qualify.
Here's a rundown of the key features, rates, and terms of the More Rewards American Express® Credit Card:
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BEST OVERALL RATING
★★★★★
4.5
- Get our Navy Federal More Rewards American Express® Card, and you can earn 20,000 bonus points (a $200 value) when you spend $2,000 within 90 days of account opening.
- Earn 3X points at restaurants, food delivery, supermarkets, gas and transit, and 1X points on everything else
- No annual fee, no balance transfer fee, no foreign transaction fees, and no cash advance fees
- Points can be redeemed for cash, travel, gift cards, and merchandise
- Cardholders get roadside assistance plus up to 25% off car rentals with car rental loss & damage insurance included
- Must be a member of Navy Federal Credit Union to qualify - if you're already a member, you can see if you prequalify before you submit an application
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N/A
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N/A
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13.90% - 18.00% (Variable)
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$0
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Average to Good
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There's certainly a lot to like about the More Rewards American Express® Credit Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the More Rewards American Express® Credit Card is right for you.
According to the issuer, the More Rewards American Express® Credit Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 13.90% - 18.00% (Variable)
Here's the annual fee for the More Rewards American Express® Credit Card as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the More Rewards American Express® Credit Card is:
- Credit Level: Average to Good
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the More Rewards American Express® Credit Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the More Rewards American Express® Credit Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the More Rewards American Express® Credit Card resulted in a rating of 4.5 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the More Rewards American Express® Credit Card, here is the link the issuer's official application:
Are you ready to apply for the More Rewards American Express® Credit Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to More Rewards American Express® Credit Card:
Whether you decide on More Rewards American Express® Credit Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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