The Ultimate Guide to Credit Cards
Thursday, May 19, 2022

More Rewards American Express® Credit Card

► 2022 Review, Application & Rates

"The More Rewards American Express® Credit Card is a great option for active servicemembers who are eligible to join Navy Federal Credit Union. This card available for average to excellent credit, meaning most applicants will qualify."
- Toby Sembower,
Advertiser Disclosure
More Rewards American Express® Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • Earn 20,000 bonus points (a $200 value) when you spend $2,500 within 90 days of account opening. Offer expires May 1, 2022.
  • Earn 3X points at restaurants and on food delivery, 3X points at supermarkets, 3X points on gas and transit, and 1X points on everything else
  • No annual fee, no balance transfer fee, no foreign transaction fees, and no cash advance fees
  • Points can be redeemed for cash, travel, gift cards, and merchandise
  • Cardholders get roadside assistance plus up to 25% off car rentals with car rental loss & damage insurance included
  • Must be a member of Navy Federal Credit Union to qualify
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 9 months
N/A
9.65% to 18.00% (variable)
$0
Average to Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #82 out of 155)
★★★★★
4.5
Fair Credit
(Ranked #14 out of 26)
★★★★★
4.5
Gas Rebate
(Ranked #8 out of 28)
★★★★★
4.7
Good Credit
(Ranked #35 out of 63)
★★★★★
4.6
Low APR
(Ranked #13 out of 43)
★★★★★
4.6
Points & Gifts
(Ranked #15 out of 36)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.