The Ultimate Guide to Credit Cards
Monday, March 20, 2023

Merrick Bank Double Your Line® Secured Credit Card

► 2023 Review, Application & Rates

"This secured card from Merrick Bank charges a low annual fee in exchange for a modest interest rate. It's a decent card, but there are other secured cards with cash back and no annual fees available."
- Toby Sembower,
Advertiser Disclosure
Merrick Bank Double Your Line® Secured Credit Card Review

at Merrick Bank'ssecure website





  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
21.95% Variable
$36 the first year. Billed $3 per month thereafter
See website for Details

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #31 out of 35)
Best Overall
Instant Approval
(Ranked #14 out of 17)
(Ranked #11 out of 19)

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