The Ultimate Guide to Credit Cards
Monday, March 20, 2023

Instacart Mastercard®

► 2023 Review, Application & Rates

"With no annual fee and high cash back rewards, this card is ideal for Instacart shoppers. You can earn cash back on every purchase you make, not just with Instacart."
- Toby Sembower,
Advertiser Disclosure
Instacart Mastercard® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
  • Earn 5% cash back on Instacart app and Instacart.com purchases
  • Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
  • Earn 2% cash back at restaurants, gas stations and on select streaming services
  • Earn 1% cash back on all other purchases
  • No annual card fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
19.49% - 28.24% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #33 out of 151)
★★★★★
4.6
Cash Back
(Ranked #12 out of 50)
★★★★★
4.7
Excellent Credit
(Ranked #27 out of 62)
★★★★★
4.6
Good Credit
(Ranked #21 out of 59)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.