The Ultimate Guide to Credit Cards
Monday, March 20, 2023

Instacart Mastercard®

► 2023 Review, Application & Rates

"With no annual fee and high cash back rewards, this card is ideal for Instacart shoppers. You can earn cash back on every purchase you make, not just with Instacart."
- Toby Sembower,
Advertiser Disclosure
Instacart Mastercard® Review

at the issuer'ssecure website





  • Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
  • Earn 5% cash back on Instacart app and purchases
  • Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
  • Earn 2% cash back at restaurants, gas stations and on select streaming services
  • Earn 1% cash back on all other purchases
  • No annual card fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
19.49% - 28.24% Variable

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #33 out of 151)
Cash Back
(Ranked #12 out of 50)
Excellent Credit
(Ranked #27 out of 62)
Good Credit
(Ranked #21 out of 59)

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