The Ultimate Guide to Credit Cards
Saturday, February 27, 2021

IHG® Rewards Club Premier Credit Card

► 2021 Review, Application & Rates

"The IHG® Rewards Club Premier Credit Card offers an unheard-of total of up to 25 points per $1 spent with IHG hotels. This card easily makes up for its annual fee in rewards and benefits."
- Toby Sembower,
Advertiser Disclosure
IHG® Rewards Club Premier Credit Card Review

at the issuer'ssecure website





  • Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.
  • Earn up to 25X points total per dollar at IHG® -- That's 10X points at IHG® Hotels and Resorts as an IHG® Rewards Club Premier Credit Cardmember, plus up to 10X points from IHG® for being an IHG® Rewards Club member, plus up to 5X points from IHG® with Platinum Elite Status, a benefit of this card.
  • Earn 2X points per dollar on purchases at gas stations, grocery stores, and restaurants -- all other purchases earn 1 point per $1
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide
  • Enjoy a reward night when you redeem points for any stay of 4 or more nights
  • $89 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
15.99% - 22.99% (Variable)

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Excellent Credit
(Ranked #36 out of 61)
Gas Rebate
(Ranked #22 out of 32)
Good Credit
(Ranked #34 out of 62)
Points & Gifts
(Ranked # out of 39)

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). does not include all credit card companies or all available credit card offers.