The Ultimate Guide to Credit Cards
Monday, November 23, 2020

IHG® Rewards Club Premier Credit Card

► 2020 Review, Application & Rates

"The IHG® Rewards Club Premier Credit Card offers an unheard-of total of up to 25 points per $1 spent with IHG hotels. This card easily makes up for its annual fee in rewards and benefits."
- Toby Sembower,
Advertiser Disclosure
IHG® Rewards Club Premier Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.
  • Earn up to 25X points total per dollar at IHG® -- That's 10X points at IHG® Hotels and Resorts as an IHG® Rewards Club Premier Credit Cardmember, plus up to 10X points from IHG® for being an IHG® Rewards Club member, plus up to 5X points from IHG® with Platinum Elite Status, a benefit of this card.
  • Earn 2X points per dollar on purchases at gas stations, grocery stores, and restaurants -- all other purchases earn 1 point per $1
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide
  • Enjoy a reward night when you redeem points for any stay of 4 or more nights
  • $0 annual fee your first year, $89 thereafter
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.99% - 22.99% (Variable)
$0 first year, $89 thereafter
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Excellent Credit
(Ranked #33 out of 51)
★★★★★
4.6
Gas Rebate
(Ranked #18 out of 25)
★★★★★
4.5
Good Credit
(Ranked #29 out of 53)
★★★★★
4.6
Points & Gifts
(Ranked # out of 35)
0

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