HSBC Gold Mastercard® credit card

► 2019 Review, Application & Rates

Toby Sembower
"This card doesn't provide purchase rewards, but it does offer a competitive introductory APR deal and no annual fee."
- Toby Sembower,

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
  • No Penalty APR
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Introductory APR on credit card purchases for the first 18 months from account opening
0% Introductory APR on balance transfers for the first 18 months from account opening
Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #5 out of 19)
★★★★★
4.8
Best Overall
★★★★★
4.5
Excellent Credit
★★★★★
4.5
Good Credit
★★★★★
4.5
Low APR
(Ranked #9 out of 28)
★★★★★
4.5
Toby Sembower