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Sunday, June 4, 2023

HSBC Elite Credit Card Review

"This is a nice-looking metal card that will certainly earn you some looks when you hand it over to pay. You'll get lots of travel benefits and statement credits to help cover the annual fee and ongoing discounts with travel partners."
- Toby Sembower,
Advertiser Disclosure
HSBC Elite Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • Earn 50,000 Rewards Bonus Points worth $750 in airfare – when booked online through HSBC Travel – after spending $4,000 in the first 3 months of account opening
  • You’ll earn 3X Rewards Points on new travel purchases – including airline, hotels, and car rentals -- 2X Points on new dining purchases, and 1X Points on all other purchases
  • Receive up to $400 in travel credits per year for all airfare, hotels, and car rentals booked through HSBC Travel
  • You and one guest enjoy complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™
  • Take 3 rides per month and receive a $5 Lyft App credit
  • An exclusive Luxury Thank You Gift when you reach $50,000, $75,000, and $100,000 in cumulative spend annually. Up to 3 Luxury gifts per year.
  • $395 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
19.49% - 23.49% (Variable)
$395
Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Excellent Credit
(Ranked #24 out of 59)
★★★★★
4.7
Points & Gifts
(Ranked #16 out of 38)
★★★★★
4.6
Travel
(Ranked #21 out of 40)
★★★★★
4.7

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to HSBC Elite Credit Card

Be sure to visit the official website for HSBC Elite Credit Card to learn complete details about its features and terms. If you’re not quite sure if HSBC Elite Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the HSBC Elite Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.