The Ultimate Guide to Credit Cards
Wednesday, May 25, 2022

H-D™ Visa® Secured Card

► 2022 Review, Application & Rates

"The Harley Davidson® Visa Secured Credit Card is an optimal choice for Harley fans who need to establish or rebuild their credit. You'll earn 1 point per dollar spent and rewards are redeemable for Harley Davidson gear and services."
- Toby Sembower,
Advertiser Disclosure
H-D™ Visa® Secured Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

  • Earn 1X point for every dollar spent
  • H.O.G.® members earn 1 point for every mile ridden
  • Whether you're a first-time cardmember needing to build credit or a card-carrying veteran looking to rebuild your credit, use the card that helps while also earning you points for Harley™ gear. Every 2,500 points earns you $25 at H‑D.
  • Your account will be considered for an upgrade to an unsecured card after 12 months of responsible use.
  • A minimum security deposit of $300 is required to open an account, up to $5,000.
  • Zero Fraud Liability, a free VantageScore, and Auto Rental Collision Damage Waiver
  • $0 Annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
23.24% (variable)
$0
None/Limited/Bad

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #35 out of 38)
★★★★
4.0
Best Overall
★★★★
3.9
No/Limited Credit
(Ranked #30 out of 34)
★★★★
4.0
Points & Gifts
(Ranked #32 out of 36)
★★★★
4.0
Secured
(Ranked #15 out of 21)
★★★★
4.0

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.