The Ultimate Guide to Credit Cards
Saturday, July 24, 2021

H-D™ Visa® Secured Card

► 2021 Review, Application & Rates

"The Harley Davidson® Visa Secured Credit Card is an optimal choice for Harley fans who need to establish or rebuild their credit. You'll earn 1 point per dollar spent and rewards are redeemable for Harley Davidson gear and services."
- Toby Sembower,
Advertiser Disclosure
H-D™ Visa® Secured Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

3.9/5.0
  • Earn 1 point for every dollar spent
  • H.O.G.® members earn 1 point for every mile ridden
  • Whether you're a first-time cardmember needing to build credit or a card-carrying veteran looking to rebuild your credit, use the card that helps while also earning you points for Harley™ gear. Every 2,500 points earns you $25 at H‑D.
  • You can apply directly for the H-D™ Visa® Secured Card card if you're looking to build or re-establish your credit. Your account will be considered for an upgrade to an unsecured card after 12 months of responsible use.
  • Minimum security deposit of $300 required to open an account, up to $5,000.
  • Zero fraud liability, a free VantageScore, and Auto Rental Collision Damage Waiver
  • $0 Annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
22.99% (variable)
$0
None/Limited/Bad

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #26 out of 30)
★★★★
4.0
Best Overall
★★★★
3.9
No/Limited Credit
(Ranked #24 out of 27)
★★★★
4.0
Points & Gifts
(Ranked #34 out of 37)
★★★★
4.0
Secured
(Ranked #11 out of 17)
★★★★
4.0

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.