Are you considering the H-D™ Visa® Secured Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 3.9 out of 5.0.
The Harley Davidson® Visa Secured Credit Card is an optimal choice for Harley fans who need to establish or rebuild their credit. You'll earn 1 point per dollar spent and rewards are redeemable for Harley Davidson gear and services.
Here's a rundown of the key features, rates, and terms of the H-D™ Visa® Secured Card:
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- Earn 1X point for every dollar spent
- H.O.G.® members earn 1 point for every mile ridden
- Whether you're a first-time cardmember needing to build credit or a card-carrying veteran looking to rebuild your credit, use the card that helps while also earning you points for Harley™ gear. Every 2,500 points earns you $25 at H‑D.
- Your account will be considered for an upgrade to an unsecured card after 12 months of responsible use.
- A minimum security deposit of $300 is required to open an account, up to $5,000.
- Zero fraud liability, free access to your credit score, and Auto Rental Collision Damage Waiver
- $0 Annual Fee
There's certainly a lot to like about the H-D™ Visa® Secured Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the H-D™ Visa® Secured Card is right for you.
According to the issuer, the H-D™ Visa® Secured Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 27.49% (variable)
Here's the annual fee for the H-D™ Visa® Secured Card as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the H-D™ Visa® Secured Card is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the H-D™ Visa® Secured Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the H-D™ Visa® Secured Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the H-D™ Visa® Secured Card resulted in a rating of 3.9 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the H-D™ Visa® Secured Card, here is the link the issuer's official application:
Are you ready to apply for the H-D™ Visa® Secured Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to H-D™ Visa® Secured Card:
Whether you decide on H-D™ Visa® Secured Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.