The Ultimate Guide to Credit Cards
Thursday, June 8, 2023

PREMIER Bankcard® Secured Credit Card Review

"This card is a personal favorite to recommend to credit-building applicants. Fee structures are competitive, and the issuer has decades of solid experience helping subprime cardholders advance into better credit territory."
- Toby Sembower,
Advertiser Disclosure
PREMIER Bankcard® Secured Credit Card Review

at PREMIER Bankcard®'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • There’s no checking account required.
  • When you need assistance, our award-winning, U.S.-based Customer Service representatives are there to help.
  • After six months of responsible secured card use you may be eligible† to apply for an unsecured PREMIER Bankcard® Mastercard®.
  • †PREMIER Bankcard® Mastercard® available upon invitation after you’ve been with us for six months and have kept your account in good standing (on-time payments and staying within credit limit).
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
See Provider Website
See Provider Website
Bad/Limited/No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #20 out of 33)
★★★★
4.4
Best Overall
(Ranked #57 out of 153)
★★★★★
4.6
No/Limited Credit
(Ranked #9 out of 33)
★★★★★
4.6
Secured
(Ranked #6 out of 20)
★★★★★
4.5

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to PREMIER Bankcard® Secured Credit Card

Be sure to visit the official website for PREMIER Bankcard® Secured Credit Card to learn complete details about its features and terms. If you’re not quite sure if PREMIER Bankcard® Secured Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the PREMIER Bankcard® Secured Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.