The Ultimate Guide to Credit Cards
Tuesday, May 24, 2022

PREMIER Bankcard® Secured Credit Card

► 2022 Review, Application & Rates

"This card is a personal favorite to recommend to credit-building applicants. Fee structures are competitive, and the issuer has decades of solid experience helping subprime cardholders advance into better credit territory."
- Toby Sembower,
Advertiser Disclosure
PREMIER Bankcard® Secured Credit Card Review

at PREMIER Bankcard®'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • Our mobile app helps you keep track of your spending and payments for greater financial control.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
See Issuer Website
See Issuer Website
Bad/Limited/No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #20 out of 38)
★★★★
4.4
Best Overall
(Ranked #55 out of 155)
★★★★★
4.6
No/Limited Credit
(Ranked #9 out of 34)
★★★★★
4.6
Secured
(Ranked #12 out of 21)
★★★★★
4.5

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.