The Ultimate Guide to Credit Cards
Saturday, February 24, 2024

PREMIER Bankcard® Grey Credit Card Review

Adam West

By: Adam West

Adam West
Adam West

Adam corresponds with finance experts to publish industry news coverage related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

See full bio »

Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

See full bio »

Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

See full bio »
PREMIER Bankcard® Grey Credit Card Review

Rated 3.9 /5.0 ★★★★

Are you considering the PREMIER Bankcard® Grey Credit Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 3.9 out of 5.0.

Offered by one of our favorite issuers to recommend to lower-credit borrowers, this card rewards on-time payments and low balances with credit building.

Here's a rundown of the key features, rates, and terms of the PREMIER Bankcard® Grey Credit Card:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

PREMIER Bankcard® Grey Credit Card Review

at PREMIER Bankcard®'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

  • You don’t need good credit to apply.
  • We help people with bad credit, every day.
  • Just complete the short application and receive a response in 60 seconds.
  • You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
See Provider Website
See Provider Website
Fair/Poor

There's certainly a lot to like about the PREMIER Bankcard® Grey Credit Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the PREMIER Bankcard® Grey Credit Card is right for you.

Interest Rate & Annual Fee

According to the issuer, the PREMIER Bankcard® Grey Credit Card currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: See Provider Website

Here's the annual fee for the PREMIER Bankcard® Grey Credit Card as listed by the issuer:

  • Annual Fee: See Provider Website
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the PREMIER Bankcard® Grey Credit Card is:

  • Credit Level: Fair/Poor

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the PREMIER Bankcard® Grey Credit Card is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the PREMIER Bankcard® Grey Credit Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

(Ranked #11 out of 30)
★★★★★
4.5
(Ranked #129 out of 155)
★★★★
3.9

Bottom Line on PREMIER Bankcard® Grey Credit Card

PREMIER Bankcard® Grey Credit Card Review

All told, our team's review of the PREMIER Bankcard® Grey Credit Card resulted in a rating of 3.9 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the PREMIER Bankcard® Grey Credit Card, here is the link the issuer's official application:

About the Author

Adam West
Adam West Finance Expert

Adam corresponds with finance experts to publish industry news coverage related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

Share the Knowledge!

Adam West