The Ultimate Guide to Credit Cards
Wednesday, March 22, 2023

First Latitude Platinum Mastercard® Secured Credit Card

► 2023 Review, Application & Rates

"This secured card pays cash back rewards on every dollar you pay toward your balance. It also charges a moderately low APR and annual fee, making it a decent choice for anyone looking to build credit over time with responsible use."
- Toby Sembower,
Advertiser Disclosure
First Latitude Platinum Mastercard® Secured Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.7

OVERALL RATING

  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Building credit starts immediately when you open your account - just pay your bill on time to establish your credit.*
  • Reports to all 3 major credit bureaus
  • First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
  • Pay 6-months-on-time and apply to get a second credit card in your wallet!
    *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
23.74% (V)
$25 for the first year, after that $35 annually
Poor/Limited/No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #19 out of 35)
★★★★
4.4
Best Overall
★★★★
3.7
Cash Back
(Ranked #51 out of 52)
★★★
3.0
No/Limited Credit
(Ranked #21 out of 33)
★★★★
4.4
Secured
(Ranked #10 out of 19)
★★★★
4.4

Advertiser Disclosure

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