By: Toby Sembower
Editor: Lillian Guevara-Castro
Reviewer: Ashley Fricker
Are you considering the Fingerhut Credit Account? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.0 out of 5.0.
A popular card for people with poor credit, Fingerhut enables cardholders to shop its online store without paying annual fees or application fees. Founded in 1948, Fingerhut has successfully served the credit needs of millions.
Here's a rundown of the key features, rates, and terms of the Fingerhut Credit Account:
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Intro (Purchases)
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Intro (Transfers)
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Regular APR
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Annual Fee
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Credit Needed
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N/A
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N/A
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See Issuers Website
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$0
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Poor Credit
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There's certainly a lot to like about the Fingerhut Credit Account. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Fingerhut Credit Account is right for you.
According to the issuer, the Fingerhut Credit Account currently charges the following interest rates on purchases and balance transfers:
Here's the annual fee for the Fingerhut Credit Account as listed by the issuer:
According to the issuer, the current general credit history requirement for the Fingerhut Credit Account is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Fingerhut Credit Account is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Fingerhut Credit Account, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Fingerhut Credit Account resulted in a rating of 4.0 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Fingerhut Credit Account, here is the link the issuer's official application:
Are you ready to apply for the Fingerhut Credit Account offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Fingerhut Credit Account:
Whether you decide on Fingerhut Credit Account or another option, be sure to make all your payments on time and keep your balance below the credit limit.
