The Ultimate Guide to Credit Cards
Sunday, January 29, 2023

Discover it® Student Cash Back

► 2023 Review, Application & Rates

"The lack of fees, combined with great perks like cash back and free credit score tracking, make this credit card a solid deal for college students."
- Toby Sembower,
Advertiser Disclosure
Discover it® Student Cash Back Review

at Discover Card'ssecure website





  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • No credit score required to apply.
  • Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% - 26.24% applies.
  • Click "Apply Now" to see terms and conditions.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 6 months
10.99% Intro APR for 6 months
17.24% - 26.24% Variable APR
Fair/New to Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Intro APR
(Ranked #27 out of 30)
Best Overall
(Ranked #65 out of 152)
Cash Back
(Ranked #37 out of 50)
Fair Credit
(Ranked #10 out of 26)
(Ranked #23 out of 40)
No/Limited Credit
(Ranked #4 out of 30)
(Ranked #1 out of 7)

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