Discover it® Balance Transfer

► 2018 Review, Application & Rates

Toby Sembower
"One of our favorite cards of the year. With a ridiculously good deal on balance transfers, low APR's, and a generous cash-back program, we can see why this card is so popular."
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Discover it® Balance Transfer Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

4.9

OVERALL RATING

4.9/5.0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 months
0% for 18 months
13.99% - 24.99% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #1 out of 11)
★★★★★
5.0
Best Overall
(Ranked #6 out of 66)
★★★★★
4.9
Excellent Credit
(Ranked #6 out of 26)
★★★★★
4.9
Good Credit
(Ranked #5 out of 25)
★★★★★
4.9
Low APR
(Ranked #3 out of 29)
★★★★★
4.8
Toby Sembower