The Ultimate Guide to Credit Cards™
Thursday, March 23, 2023

Destiny Mastercard® Cashback Rewards

► 2023 Review, Application & Rates

"This is a rare unsecured cash back card for poor and fair credit applicants. Though it has a nice rewards rate, the annual and monthly fees will eat away at any profits you make if you aren't charging at least $1,000 a month on the card."
- Toby Sembower,
Advertiser Disclosure
Destiny Mastercard® Cashback Rewards Review

at Destiny Mastercard®'ssecure website

BEST OVERALL RATING

★★★★★

2.5

OVERALL RATING

2.5/5.0
Our Review »
  • Earn 1.5% cashback rewards on all of your eligible purchases!
  • Reports to all three major credit bureaus
  • Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
35.9%
$175 the first year; $49 thereafter
Poor to Good

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 35.9%
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $175 the first year; $49 thereafter
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: Poor to Good
See site for details »
Go To Application »

Our Ratings By Category

Bad Credit
(Ranked #33 out of 35)
★★★★★
3.0
Best Overall
(Ranked #145 out of 148)
★★★★★
2.5
Cash Back
(Ranked #46 out of 48)
★★★★★
3.5
Fair Credit
(Ranked #25 out of 26)
★★★★★
2.5
Unsecured
(Ranked #14 out of 16)
★★★★★
3.0

Advertiser Disclosure

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