Are you considering the Delta SkyMiles® Platinum American Express Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.5 out of 5.0.
The Delta SkyMiles® Platinum American Express card is a good option for Delta loyalists, but you can find greater rewards that cost less with other travel card options on the market today.
Here's a rundown of the key features, rates, and terms of the Delta SkyMiles® Platinum American Express Card:
Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
Advertiser Disclosure
CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.
BEST OVERALL RATING
★★★★★
4.5
- Earn 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
- Earn 3X miles on Delta purchases and hotels, 2X miles at restaurants (including takeout and delivery) and U.S. supermarkets, all other purchases earn 1 point per $1
- Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to two times.
- Get your first bag free on Delta flights booked with your card
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your card
- Receive a 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- $250 Annual Fee
|
|
|
|
|
|
N/A
|
N/A
|
20.24% - 29.24% (Variable)
|
$250
|
Good/Excellent
|
There's certainly a lot to like about the Delta SkyMiles® Platinum American Express Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Delta SkyMiles® Platinum American Express Card is right for you.
According to the issuer, the Delta SkyMiles® Platinum American Express Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 20.24% - 29.24% (Variable)
Here's the annual fee for the Delta SkyMiles® Platinum American Express Card as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the Delta SkyMiles® Platinum American Express Card is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Delta SkyMiles® Platinum American Express Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Delta SkyMiles® Platinum American Express Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Delta SkyMiles® Platinum American Express Card resulted in a rating of 4.5 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Delta SkyMiles® Platinum American Express Card, here is the link the issuer's official application:
Are you ready to apply for the Delta SkyMiles® Platinum American Express Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Delta SkyMiles® Platinum American Express Card:
Whether you decide on Delta SkyMiles® Platinum American Express Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
Our finance experts work hard to show you the best credit cards. Want to show your appreciation? Share this page!
