The Ultimate Guide to Credit Cards
Thursday, June 8, 2023

DCU Visa® Platinum Credit Card Review

"This card is a great option for those who tend to carry a balance from month to month, thanks to its low ongoing APR. But you must meet certain eligibility criteria to become a member of Digital Federal Credit Union, so not everyone will qualify."
- Toby Sembower,
Advertiser Disclosure
DCU Visa® Platinum Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

  • DCU’s Visa Platinum Credit Card offers a rate lower than you’ll find on most other bank or store cards. With one of the lowest rates in the nation, this is the perfect starter card for anyone trying to establish credit or save on interest with no-fee balance transfers.
  • Embedded EMV chip - this tiny chip protects your information in a big way.
  • Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
  • Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
  • No annual fee, balance transfer fee, or cash advance fees
  • Must meet eligibility criteria to join Digital Federal Credit Union
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
12.75% (Variable)
$0
Average/Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
★★★★
4.0
Fair Credit
(Ranked #14 out of 21)
★★★★
4.4
Low APR
(Ranked #7 out of 39)
★★★★★
4.8
No/Limited Credit
(Ranked #21 out of 33)
★★★★
4.4

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to DCU Visa® Platinum Credit Card

Be sure to visit the official website for DCU Visa® Platinum Credit Card to learn complete details about its features and terms. If you’re not quite sure if DCU Visa® Platinum Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the DCU Visa® Platinum Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.