Are you considering the DCU Visa® Platinum Credit Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.0 out of 5.0.
This card is a great option for those who tend to carry a balance from month to month, thanks to its low ongoing APR. But you must meet certain eligibility criteria to become a member of Digital Federal Credit Union.
Here's a rundown of the key features, rates, and terms of the DCU Visa® Platinum Credit Card:
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BEST OVERALL RATING
★★★★★
4.0
- DCU’s Visa Platinum Credit Card offers a rate lower than you’ll find on most other bank or store cards. With one of the lowest rates in the nation, this is the perfect starter card for anyone trying to establish credit or save on interest with no-fee balance transfers.
- Embedded EMV chip - this tiny chip protects your information in a big way.
- Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
- Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
- No annual fee, balance transfer fee, or cash advance fees
- Must meet eligibility criteria to join Digital Federal Credit Union
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N/A
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N/A
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As low as 13.50%
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$0
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Average/Good
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There's certainly a lot to like about the DCU Visa® Platinum Credit Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the DCU Visa® Platinum Credit Card is right for you.
According to the issuer, the DCU Visa® Platinum Credit Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: As low as 13.50%
Here's the annual fee for the DCU Visa® Platinum Credit Card as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the DCU Visa® Platinum Credit Card is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the DCU Visa® Platinum Credit Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the DCU Visa® Platinum Credit Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the DCU Visa® Platinum Credit Card resulted in a rating of 4.0 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the DCU Visa® Platinum Credit Card, here is the link the issuer's official application:
Are you ready to apply for the DCU Visa® Platinum Credit Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to DCU Visa® Platinum Credit Card:
Whether you decide on DCU Visa® Platinum Credit Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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