The Ultimate Guide to Credit Cards
Sunday, September 26, 2021

DCU Visa® Platinum Credit Card

► 2021 Review, Application & Rates

"This card is a great option for those who tend to carry a balance from month to month, thanks to its low ongoing APR."
- Toby Sembower,
Advertiser Disclosure
DCU Visa® Platinum Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • DCU’s Visa Platinum Credit Card offers a rate lower than you’ll find on most other bank or store cards. Annual fees or additional fees for balance transfers? You won’t find either of those here.
  • Embedded EMV chip - this tiny chip protects your information in a big way.
  • Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
  • Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
  • $0 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
8.50% - 18% Variable
$0
Average/Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
★★★★
4.0
Fair Credit
(Ranked #9 out of 23)
★★★★★
4.6
Good Credit
(Ranked #51 out of 63)
★★★★★
4.5
Low APR
(Ranked #4 out of 41)
★★★★★
4.8

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.