The Ultimate Guide to Credit Cards
Thursday, December 8, 2022

DCU Visa® Platinum Credit Card

► 2022 Review, Application & Rates

"This card is a great option for those who tend to carry a balance from month to month, thanks to its low ongoing APR. But you must meet certain eligibility criteria to become a member of Digital Federal Credit Union, so not everyone will qualify."
- Toby Sembower,
Advertiser Disclosure
DCU Visa® Platinum Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

  • DCU’s Visa Platinum Credit Card offers a rate lower than you’ll find on most other bank or store cards. With one of the lowest rates in the nation, this is the perfect starter card for anyone trying to establish credit or save on interest with no-fee balance transfers.
  • Embedded EMV chip - this tiny chip protects your information in a big way.
  • Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
  • Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
  • No annual fee, balance transfer fee, or cash advance fees
  • Must meet eligibility criteria to join Digital Federal Credit Union
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
11.50% (Variable)
$0
Average/Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
★★★★
4.0
Fair Credit
(Ranked #10 out of 28)
★★★★★
4.6
Low APR
(Ranked #7 out of 41)
★★★★★
4.8
No/Limited Credit
(Ranked #9 out of 37)
★★★★★
4.6

Advertiser Disclosure

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