Are you in the market for a new card and considering the Credit One Bank Wander® Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to other cards on the market.
First, let's cover the basics. In reviewing the card, we rated it a 3.9 out of 5.0, which means that like many other cards, we found the Credit One Bank Wander® Card to have some solid benefits and some possible drawbacks.
If you want a travel card, have fair credit, and don't mind paying an annual fee, then the Wander® Card may be right for you. For a no-annual-fee option, check out the Capital One QuicksilverOne Card instead.
Next up, let's dive into the details you should consider before applying. Here's a rundown of the card's key features, rates, and terms:
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BEST OVERALL RATING
★★★★★
3.9
- Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days that can be redeemed for a $100 statement credit, gift cards, or travel.
- Earn 10X points on eligible hotels and car rentals booked using the Credit One Bank travel partner, 5X points on eligible travel, including flights, dining, and gas purchases, and 1X points on all other purchases.
- Get up to 10% More Cash Back Rewards from some of the nation’s top retailers! No offers to activate or points to redeem – you’ll automatically earn Cash Back Rewards on your eligible purchases.
- Track your online Experian credit score and view a summary of your credit report each month.
- $95 Annual fee
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N/A
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N/A
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28.24% (Variable)
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$95
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Average to Excellent
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There's certainly a lot to like about the Credit One Bank Wander® Card. But just like with other cards we review, we stress that potential applicants should pay attention to this card's rates and fees as part of the bigger overall picture.
Let's dive deeper into those rates and fees, as they could make or break whether owning the card makes sense for you and your financial situation.
The interest rate, also known as APR (annual percentage rate), tells you what percentage of your balance you can expect to pay in interest annually if you carry a balance.
According to the issuer, the Credit One Bank Wander® Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 28.24% (Variable)
Another possible expense to consider is the annual fee, which is the amount a cardholder is required to pay each year for the privilege of owning a particular card.
Here's the annual fee for the Credit One Bank Wander® Card as listed by the issuer:
See site for details »
So far, we've covered the Credit One Bank Wander® Card in great detail, from its many benefits to its current rates and fees. But what are your odds of approval? What credit score is needed to become a cardholder?
According to the issuer, the current general credit history requirement for the card is:
- Credit Level: Average to Excellent
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the card is offering today, you may want to apply now to lock it in its current terms before it's too late.
We've discussed the many benefits, drawbacks, and requirements of the Credit One Bank Wander® Card, but how does it rank versus similar cards on the market? Below are all the category-specific ratings our team gives the card, along with the card's ranking within each category.
Quick hint: Want to see our best-reviewed cards in each category? Simply click the category name to see our top picks:
All told, our team's review of the Credit One Bank Wander® Card resulted in a rating of 3.9 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks. If you determine that it's a fit for your needs, you may want to apply soon, as terms throughout the industry change regularly.
We hope our guide has been helpful in learning all you need to know about the Credit One Bank Wander® Card. We wish you the very best on your financial journey!
Are you ready to apply for the Credit One Bank Wander® Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Credit One Bank Wander® Card:
Whether you decide on Credit One Bank Wander® Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby founded Digital Brands, the parent company of CardRates.com and its sister sites, and now serves as Chairman of the Board. He lends his 15 years of credit card industry experience to educate consumers on the responsible use of credit. His knowledge base spans credit card reward programs to credit repair, lending, and credit bureau reporting.
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