Credit One Bank® Visa® Credit Card

► 2018 Review, Application & Rates

Toby Sembower
"This card's American flag design make it very popular, as do the free credit score tracking and competitive APR's for people with a bad credit history."
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Credit One Bank® Visa® Credit Card Review

at Credit One'ssecure website

BEST OVERALL RATING

★★★★

3.7

OVERALL RATING

3.7/5.0
  • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • Give your credit a boost with credit line increase opportunities, a fee may apply.
  • Eligible purchases such as gas, groceries, mobile phone, internet, cable and satellite TV will automatically earn 1% cash back rewards. Terms apply.
  • Always know what’s happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.
  • Customize your card by selecting a unique design from Credit One Bank’s card gallery. There are more than 20 options to choose from. A fee may apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Poor

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #15 out of 20)
★★★★
4.0
Best Overall
(Ranked #51 out of 73)
★★★★
3.7
Cash Back
(Ranked #17 out of 25)
★★★★
4.0
Gas Rebate
(Ranked #16 out of 22)
★★★★
4.0
Low APR
(Ranked #21 out of 33)
★★★
3.0
Toby Sembower