The Ultimate Guide to Credit Cards
Thursday, April 15, 2021

Citi Rewards+® Card

► 2021 Review, Application & Rates

"Featuring a robust rewards program and extensive 0% introductory rates on purchases and transfers, this card is a popular choice for applicants with a good to excellent credit history."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening, redeemable for $150 in gift cards
  • Earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and 1 point per $1 spent thereafter
  • Earn 1 ThankYou® Point per $1 spent on all other purchases
  • Automatically rounds up to the nearest 10 ThankYou® Points on every purchase - with no cap, and get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
  • 0% Intro APR offers on purchases and balance transfers (balance transfer fee applies), then a variable APR applies
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
13.49% - 23.49% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #7 out of 18)
★★★★★
4.5
0% Intro APR
(Ranked #12 out of 37)
★★★★★
4.7
Best Overall
(Ranked #29 out of 138)
★★★★★
4.6
Excellent Credit
(Ranked #27 out of 61)
★★★★★
4.6
Gas Rebate
(Ranked #13 out of 34)
★★★★★
4.7
Good Credit
(Ranked #27 out of 64)
★★★★★
4.6
Low APR
(Ranked #14 out of 45)
★★★★★
4.6
Points & Gifts
(Ranked #12 out of 41)
★★★★★
4.6

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