The Ultimate Guide to Credit Cards
Friday, October 30, 2020

Citi Rewards+℠ Card

► 2020 Review, Application & Rates

"Featuring a robust rewards program and extensive 0% introductory rates on purchases and transfers, this card is a popular choice for applicants with a good to excellent credit history."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening
  • Earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and 1 point per $1 spent thereafter
  • Earn 1 ThankYou® Point per $1 spent on all other purchases
  • Automatically rounds up to the nearest 10 ThankYou® Points on every purchase - with no cap, and get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
  • 0% Intro APR offers on purchases and balance transfers (balance transfer fee applies)
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
13.49% - 23.49% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #6 out of 16)
★★★★★
4.7
0% Intro APR
(Ranked #10 out of 30)
★★★★★
4.7
Best Overall
(Ranked #24 out of 105)
★★★★★
4.6
Excellent Credit
(Ranked #24 out of 38)
★★★★★
4.6
Gas Rebate
(Ranked #11 out of 23)
★★★★★
4.7
Good Credit
(Ranked #23 out of 48)
★★★★★
4.6
Low APR
(Ranked #7 out of 35)
★★★★★
4.6
Points & Gifts
(Ranked #5 out of 28)
★★★★★
4.8

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