The Ultimate Guide to Credit Cards
Saturday, September 19, 2020

Citi® Secured Mastercard®

► 2020 Review, Application & Rates

"The Citi® Secured Mastercard® is a credit-building card for people with no, limited, or bad credit history. It doesn't offer rewards like comparable cards do, but is still a solid option to help improve a credit score with responsible use."
- Toby Sembower,
Advertiser Disclosure
Citi® Secured Mastercard® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

4.4/5.0
  • Citi® Secured Mastercard® is an option for customers with little or no credit history and can help you build your credit when used responsibly
  • Unlike a debit card, Citi® Secured Mastercard® is a real credit card that helps build your credit history with monthly reporting to all 3 major credit bureaus
  • Once available, you will also have free access to your FICO score online. Tracking your score is a great first step to managing your credit history and taking control of your financial future.
  • A minimum security deposit of $200 is required for this product
  • Choose your payment due date
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
22.49% variable
$0
Bad or No Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #7 out of 31)
★★★★★
4.7
Best Overall
(Ranked #45 out of 100)
★★★★
4.4
No/Limited Credit
(Ranked #13 out of 25)
★★★★★
4.6
Secured
(Ranked #5 out of 13)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.