The Ultimate Guide to Credit Cards
Saturday, September 19, 2020

Citi Prestige® Credit Card

► 2020 Review, Application & Rates

"The Citi Prestige® Card is Citi's most exclusive offer for well-heeled consumers. It offers one of the highest restaurant rewards rates you can find and the ever-popular "4th Night Free" for hotel stays of 4+ days."
- Toby Sembower,
Advertiser Disclosure
Citi Prestige® Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 5X Points at restaurants and on air travel
  • Earn 3X Points on hotels and cruise lines, all other purchases earn 1X Points
  • Earn 50,000 bonus points ($500 value) after spending $4,000 within 3 months of account opening
  • Complimentary 4thfourth Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com (benefit can be used 2X per calendar year)
  • Up to a $250 travel credit every calendar year, no need to enroll
  • Enjoy complimentary access to hundreds of VIP lounges through Priority Pass™ Select
  • $495 annual fee
   
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.99% - 23.99%
$495
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #10 out of 21)
★★★★★
4.7
Best Overall
(Ranked #12 out of 100)
★★★★★
4.8
Excellent Credit
(Ranked #13 out of 33)
★★★★★
4.8
Points & Gifts
(Ranked #10 out of 26)
★★★★★
4.8

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