The Ultimate Guide to Credit Cards
Monday, November 28, 2022

Chase Freedom® Student credit card

► 2022 Review, Application & Rates

"I'd say this one's a solid choice for handling student life expenses. The introductory rates and fees are more than fair, and I like recommending cash-back options to students, who are often looking to save and build credit."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual Fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open
  • Free credit score with Chase Credit Journey
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.99% Variable
$0
See website for Details*

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #77 out of 154)
★★★★★
4.5
Cash Back
(Ranked #47 out of 51)
★★★★
4.0
Good Credit
(Ranked #44 out of 60)
★★★★★
4.5
Student
(Ranked #5 out of 10)
★★★★★
4.5

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.