The Ultimate Guide to Credit Cards
Sunday, July 5, 2020

Chase Freedom®

► 2020 Review, Application & Rates

"Featuring very attractive intro APRs, as well as a market-leading cash-back reward program, this card is rightfully a popular choice for applicants who know a good deal when they see it."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99 - 23.74%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
0% Intro APR on Balance Transfers 15 months
14.99% - 23.74% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #4 out of 8)
★★★★★
4.8
0% Intro APR
(Ranked #2 out of 13)
★★★★★
4.9
Best Overall
(Ranked #2 out of 44)
★★★★★
5.0
Cash Back
(Ranked #6 out of 13)
★★★★★
4.5
Excellent Credit
(Ranked #2 out of 15)
★★★★★
5.0
Gas Rebate
(Ranked #2 out of 11)
★★★★★
4.9
Good Credit
(Ranked #2 out of 16)
★★★★★
5.0
Low APR
(Ranked #5 out of 22)
★★★★
4.4

Advertiser Disclosure

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