The Ultimate Guide to Credit Cards
Thursday, June 8, 2023

Blue Cash Preferred® Card Review

"The American Express Blue Cash Preferred® Card is hands-down the best cash back card for grocery store purchases currently on the market. It also offers a market-leading gas rewards rate."
- Toby Sembower,
Advertiser Disclosure
Blue Cash Preferred® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

  • Earn $250 back in the form of a statement credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year on purchases (then 1%). Also earn 6% cash back on select U.S. streaming subscriptions.
  • Earn 3% cash back on transit, including U.S. gas stations, taxis/rideshare, parking, tolls, trains, buses, and more. All other purchases earn 1% cash back.
  • $120 Equinox Credit - Use your Blue Cash Preferred Card to pay for Equinox+ at equinoxplus.com and receive $10 in monthly statement credits. Enrollment required.
  • 0% intro APR for 12 months from the date of account opening, then a variable APR applies
  • $0 intro annual fee for the first year, then $95
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
N/A
18.49% - 29.49% Variable
$0 intro annual fee for the first year, then $95
Excellent Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Intro APR
(Ranked #19 out of 31)
★★★★★
4.6
Best Overall
(Ranked #21 out of 153)
★★★★★
4.7
Cash Back
(Ranked #28 out of 52)
★★★★★
4.6
Excellent Credit
(Ranked #32 out of 62)
★★★★★
4.6
Gas Rebate
(Ranked #18 out of 29)
★★★★★
4.6
Good Credit
(Ranked #23 out of 58)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Blue Cash Preferred® Card

Be sure to visit the official website for Blue Cash Preferred® Card to learn complete details about its features and terms. If you’re not quite sure if Blue Cash Preferred® Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Blue Cash Preferred® Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.