The Ultimate Guide to Credit Cards
Tuesday, July 27, 2021

Blue Cash Preferred® Card

► 2021 Review, Application & Rates

"The American Express Blue Cash Preferred® Card is hands-down the best cash back card for grocery store purchases currently on the market. It also offers a market-leading gas rewards rate."
- Toby Sembower,
Advertiser Disclosure
Blue Cash Preferred® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn up to $400 Back in the form of statement credits: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back - plus, earn $200 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year on purchases (then 1%). Also earn 6% cash back on select U.S. streaming subscriptions.
  • Earn 3% cash back on transit, including U.S. gas stations, taxis/rideshare, parking, tolls, trains, buses, and more. All other purchases earn 1% cash back.
  • Access to Global Assist® Hotline - 24/7 medical, legal, financial and other select emergency assistance and coordination services
  • 0% intro APR for 12 months from the date of account opening, then a variable APR applies
  • $0 intro annual fee, $95 annual fee thereafter
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
N/A
13.99% - 23.99% Variable
$0 intro; $95 thereafter
Excellent Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #17 out of 35)
★★★★★
4.6
Best Overall
(Ranked #14 out of 130)
★★★★★
4.8
Cash Back
(Ranked #13 out of 36)
★★★★★
4.7
Excellent Credit
(Ranked #32 out of 60)
★★★★★
4.6
Gas Rebate
(Ranked #6 out of 25)
★★★★★
4.8
Good Credit
(Ranked #31 out of 59)
★★★★★
4.6

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