The Ultimate Guide to Credit Cards
Saturday, May 15, 2021

BankAmericard® Secured Credit Card

► 2021 Review, Application & Rates

"The BankAmericard® Secured Credit Card is meant to help people with poor/limited credit history build and establish credit. The issuer will periodically review the account to see whether you qualify for an upgrade to an unsecured card."
- Toby Sembower,
Advertiser Disclosure
BankAmericard® Secured Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.3

OVERALL RATING

4.3/5.0
  • A secured credit card designed to help establish, strengthen or rebuild credit
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account
  • Access your FICO Score updated monthly for free within your Mobile Banking app or in Online Banking
  • Your account will periodically be reviewed, and, based on your overall credit history (including other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
22.99% Variable
$0
Bad/Limited

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #16 out of 34)
★★★★
4.4
Best Overall
(Ranked #73 out of 134)
★★★★
4.3
No/Limited Credit
(Ranked #14 out of 28)
★★★★
4.4
Secured
(Ranked #5 out of 17)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.