The Ultimate Guide to Credit Cards™
Saturday, September 19, 2020

BankAmericard® Secured Credit Card

► 2020 Review, Application & Rates

"The BankAmericard® Secured Credit Card is meant to help people with poor/limited credit history build and establish credit. The issuer will periodically review the account to see whether you qualify for an upgrade to an unsecured card."
- Toby Sembower,
Advertiser Disclosure
BankAmericard® Secured Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.3

OVERALL RATING

4.3/5.0
Our Review »
  • A secured credit card designed to help establish, strengthen or rebuild credit
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account
  • Access your FICO Score updated monthly for free within your Mobile Banking app or in Online Banking
  • We'll periodically review your account and, based on your overall credit history (including your account with us and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
22.99%
$0
Bad/Limited

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 22.99%
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $0
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: N/A
See site for details »
Go To Application »

Ratings By Category

Bad Credit
(Ranked #6 out of 31)
★★★★★
4.7
Best Overall
(Ranked #48 out of 100)
★★★★★
4.3
No/Limited Credit
(Ranked #8 out of 25)
★★★★★
4.7
Secured
(Ranked #4 out of 13)
★★★★★
4.7

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The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.