The Ultimate Guide to Credit Cards
Saturday, January 29, 2022

Bank of America® Customized Cash Rewards Secured Credit Card

► 2022 Review, Application & Rates

"The Bank of America® Customized Cash Rewards Secured credit card is a new offer that is an excellent choice for anyone who needs to rebuild their credit score and wants to earn valuable cash back rewards in the process."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Customized Cash Rewards Secured Credit Card Review

at the issuer'ssecure website





  • Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • Unlimited 1% cash back on all other purchases
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account
  • Access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking
  • Optional overdraft protection option helps prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
23.99% Variable

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #26 out of 36)
Best Overall
Cash Back
(Ranked #25 out of 47)
Gas Rebate
(Ranked #13 out of 28)
(Ranked #5 out of 20)

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