The Ultimate Guide to Credit Cards
Wednesday, July 28, 2021

Bank of America® Customized Cash Rewards Secured Credit Card

► 2021 Review, Application & Rates

"The Bank of America® Customized Cash Rewards Secured credit card is a new offer that is an excellent choice for anyone who needs to rebuild their credit score and wants to earn valuable cash back rewards in the process."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Customized Cash Rewards Secured Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • Unlimited 1% cash back on all other purchases
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account
  • Access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking
  • Optional overdraft protection option helps prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
23.99% Variable
$0
Bad/Limited

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #21 out of 30)
★★★★
4.2
Best Overall
(Ranked #98 out of 130)
★★★★
4.0
Cash Back
(Ranked #21 out of 36)
★★★★★
4.6
Gas Rebate
(Ranked #14 out of 25)
★★★★★
4.7
Secured
(Ranked #8 out of 17)
★★★★
4.4

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.