The Ultimate Guide to Credit Cards
Monday, June 27, 2022

Bank of America® Customized Cash Rewards Secured Credit Card

► 2022 Review, Application & Rates

"The Bank of America® Customized Cash Rewards Secured credit card is a new offer that is an excellent choice for anyone who needs to rebuild their credit score and wants to earn valuable cash back rewards in the process."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Customized Cash Rewards Secured Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

  • Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • Unlimited 1% cash back on all other purchases
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account
  • Access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking
  • Optional overdraft protection option helps prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
24.24% Variable
$0
Bad/Limited

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #7 out of 38)
★★★★★
4.5
Best Overall
★★★★
4.0
Cash Back
(Ranked #25 out of 49)
★★★★★
4.6
Gas Rebate
(Ranked #13 out of 29)
★★★★★
4.7
Secured
(Ranked #4 out of 21)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.