The Ultimate Guide to Credit Cards
Saturday, November 28, 2020

Applied Bank® Unsecured Classic Visa® Card

► 2020 Review, Application & Rates

"This secured card features an easy application process and approval for those with bad or no credit. However, its sky-high interest rate is a major drawback."
- Toby Sembower,
Advertiser Disclosure
Applied Bank® Unsecured Classic Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★

2.0

OVERALL RATING

2.0/5.0
  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
29.99%
See website for Details
Bad or No Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #31 out of 32)
★★
2.2
Best Overall
★★
2.0
Instant Approval
(Ranked #17 out of 18)
★★
2.0
Low APR
(Ranked #33 out of 37)
1.0
No/Limited Credit
(Ranked #26 out of 27)
★★
2.2
Secured
(Ranked #12 out of 13)
★★
2.2

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.