The Ultimate Guide to Credit Cards
Thursday, December 8, 2022

Applied Bank® Unsecured Classic Visa® Card

► 2022 Review, Application & Rates

"This secured card features an easy application process and approval for those with bad or no credit. However, its sky-high interest rate is a major drawback."
- Toby Sembower,
Advertiser Disclosure
Applied Bank® Unsecured Classic Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★

2.0

OVERALL RATING

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
29.99%
See website for Details
Bad or No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #39 out of 40)
★★
2.2
Best Overall
★★
2.0
Instant Approval
(Ranked #17 out of 18)
★★
2.0
Low APR
(Ranked #40 out of 41)
1.0
No/Limited Credit
(Ranked #36 out of 37)
★★
2.2
Secured
(Ranked #21 out of 22)
★★
2.2

Advertiser Disclosure

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