Are you considering the Applied Bank® Unsecured Classic Visa® Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 2.0 out of 5.0.
This secured card features an easy application process and approval for those with bad or no credit. However, its sky-high interest rate is a major drawback.
Here's a rundown of the key features, rates, and terms of the Applied Bank® Unsecured Classic Visa® Card:
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- Get Pre-Qualified in Less Than a Minute
- A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
- A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
- No Penalty Rate. Your Rate Won't Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible Usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
See website for Details
Bad or No Credit
There's certainly a lot to like about the Applied Bank® Unsecured Classic Visa® Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Applied Bank® Unsecured Classic Visa® Card is right for you.
According to the issuer, the Applied Bank® Unsecured Classic Visa® Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 29.99%
Here's the annual fee for the Applied Bank® Unsecured Classic Visa® Card as listed by the issuer:
See site for details »
- Annual Fee: See website for Details
According to the issuer, the current general credit history requirement for the Applied Bank® Unsecured Classic Visa® Card is:
- Credit Level: Poor/Damaged Credit
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Applied Bank® Unsecured Classic Visa® Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Applied Bank® Unsecured Classic Visa® Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Applied Bank® Unsecured Classic Visa® Card resulted in a rating of 2.0 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Applied Bank® Unsecured Classic Visa® Card, here is the link the issuer's official application: