The Ultimate Guide to Credit Cards™
Thursday, June 8, 2023

Applied Bank® Unsecured Classic Visa® Card Review

"This secured card features an easy application process and approval for those with bad or no credit. However, its sky-high interest rate is a major drawback."
- Toby Sembower,
Advertiser Disclosure
Applied Bank® Unsecured Classic Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

2.0

OVERALL RATING

2.0/5.0
Our Review »
  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
29.99%
See website for Details
Bad or No Credit

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 29.99%
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: See website for Details
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: Poor/Damaged Credit
See site for details »
Go To Application »

Our Ratings By Category

Bad Credit
(Ranked #32 out of 33)
★★★★★
2.2
Best Overall
(Ranked #151 out of 153)
★★★★★
2.0
Instant Approval
(Ranked #16 out of 17)
★★★★★
2.0
Low APR
(Ranked #37 out of 39)
★★★★★
1.0
No/Limited Credit
(Ranked #32 out of 33)
★★★★★
2.2
Secured
(Ranked #19 out of 20)
★★★★★
2.2

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Applied Bank® Unsecured Classic Visa® Card

Be sure to visit the official website for Applied Bank® Unsecured Classic Visa® Card to learn complete details about its features and terms. If you’re not quite sure if Applied Bank® Unsecured Classic Visa® Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Applied Bank® Unsecured Classic Visa® Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.