The Ultimate Guide to Credit Cards
Sunday, June 4, 2023

Apple Card Review

"The Apple Card is a unique offering that isn't like most store credit cards. It charges a low-starting variable APR and awards cash back rewards daily, but only iPhone users can really maximize the rewards offered by using Apple Pay."
- Toby Sembower,
Advertiser Disclosure
Apple Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • Get unlimited 3% Daily Cash back on everything you buy from Apple and other select merchants when you use Apple Card with Apple Pay
  • Get unlimited 2% Daily Cash back when you use your iPhone or Apple Watch to pay with Apple Card
  • Pay for your new Apple products over time, interest‑free with Apple Card Monthly Installments
  • With advanced security technologies like Face ID, Touch ID, and unique transaction codes, Apple Card with Apple Pay is designed to make sure you're the only one who can use it
  • The only credit card made of titanium — a sustainable metal known for its beauty and durability
  • No annual fees, no foreign transaction fees, or late fees. No fees, period.
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.49% - 26.49% (Variable)
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #73 out of 149)
★★★★★
4.5
Cash Back
(Ranked #18 out of 51)
★★★★★
4.7
Good Credit
(Ranked #24 out of 57)
★★★★★
4.6
Low APR
(Ranked #17 out of 38)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Apple Card

Be sure to visit the official website for Apple Card to learn complete details about its features and terms. If you’re not quite sure if Apple Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Apple Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.