The Ultimate Guide to Credit Cards
Monday, November 23, 2020

Apple Card

► 2020 Review, Application & Rates

"The Apple Card is a unique offering that isn't like most store credit cards. It charges a low-starting variable APR and awards cash back rewards daily, but only iPhone users can really maximize the rewards offered by using Apple Pay."
- Toby Sembower,
Advertiser Disclosure
Apple Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Get 3% Daily Cash Back on Apple purchases and on purchases you make at select merchants when you use Apple Card with Apple Pay
  • Get 2% Daily Cash Back when you use your iPhone or Apple Watch to pay with Apple Card, all other purchases earn 1% cash back
  • Pay for your new Apple products over time, interest‑free
  • The only credit card made of titanium — a sustainable metal known for its beauty and durability
  • $0 annual fee
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
10.99% - 21.99% (Variable)
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #60 out of 121)
★★★★★
4.5
Cash Back
(Ranked #18 out of 31)
★★★★★
4.7
Good Credit
(Ranked #30 out of 53)
★★★★★
4.6
Low APR
(Ranked #10 out of 37)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.