The Ultimate Guide to Credit Cards
Thursday, May 26, 2022

Apple Card

► 2022 Review, Application & Rates

"The Apple Card is a unique offering that isn't like most store credit cards. It charges a low-starting variable APR and awards cash back rewards daily, but only iPhone users can really maximize the rewards offered by using Apple Pay."
- Toby Sembower,
Advertiser Disclosure
Apple Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • Get unlimited 3% Daily Cash back on everything you buy from Apple and other select merchants when you use Apple Card with Apple Pay
  • Get unlimited 2% Daily Cash back when you use your iPhone or Apple Watch to pay with Apple Card
  • Pay for your new Apple products over time, interest‑free with Apple Card Monthly Installments
  • With advanced security technologies like Face ID, Touch ID, and unique transaction codes, Apple Card with Apple Pay is designed to make sure you're the only one who can use it
  • The only credit card made of titanium — a sustainable metal known for its beauty and durability
  • No annual fees, no foreign transaction fees, or late fees. No fees, period.
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
10.99% - 21.99% (Variable)
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #79 out of 155)
★★★★★
4.5
Cash Back
(Ranked #17 out of 47)
★★★★★
4.7
Good Credit
(Ranked #32 out of 63)
★★★★★
4.6
Low APR
(Ranked #19 out of 43)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.