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Sunday, January 29, 2023

Serve® American Express® Prepaid Debit Account

► 2023 Review, Application & Rates

"The American Expres Serve® is a prepaid debit account that is free to register for online and you'll get early access to your paycheck when you enroll in direct deposit. However, this is not a credit card and it will not help you build credit."
- Toby Sembower,
Advertiser Disclosure
Serve® American Express® Prepaid Debit Account Review

at the issuer'ssecure website





  • Enjoy FREE withdrawals at over 30,000 MoneyPass® ATM locations nationwide.
  • Get access to your money up to 2 days faster with early Direct Deposit
  • No monthly fee when you direct deposit $500 or more within a statement period
  • Use Online Bill Pay to help you save time and help you avoid late fees. Terms apply.
  • Check your balance and recent transactions, pay bills on the go, get SMS text alerts, and send money to family or friends who have a Serve Account
  • No credit check, no hidden fees
  • Seamlessly transfer funds between Serve Accounts in no time and without a fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
Not applicable

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #27 out of 34)
Best Overall
(Ranked #6 out of 12)

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