The Ultimate Guide to Credit Cards™
Thursday, June 8, 2023

Serve® American Express® Prepaid Debit Account Review

"The American Expres Serve® is a prepaid debit account that is free to register for online and you'll get early access to your paycheck when you enroll in direct deposit. However, this is not a credit card and it will not help you build credit."
- Toby Sembower,
Advertiser Disclosure
Serve® American Express® Prepaid Debit Account Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

3.8

OVERALL RATING

3.8/5.0
Our Review »
  • Enjoy FREE withdrawals at over 37,000 MoneyPass® ATM locations nationwide.
  • Get access to your money up to 2 days faster with early Direct Deposit
  • No monthly fee when you direct deposit $500 or more within a statement period
  • Use Online Bill Pay to help you save time and help you avoid late fees. Terms apply.
  • Check your balance and recent transactions, pay bills on the go, get SMS text alerts, and send money to family or friends who have a Serve Account
  • No credit check, no hidden fees
  • Seamlessly transfer funds between Serve Accounts in no time and without a fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
N/A
Not applicable

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: N/A
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: N/A
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: Not applicable
See site for details »
Go To Application »

Our Ratings By Category

Bad Credit
(Ranked #27 out of 33)
★★★★★
4.1
Best Overall
(Ranked #130 out of 153)
★★★★★
3.8
Prepaid
(Ranked #9 out of 14)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Serve® American Express® Prepaid Debit Account

Be sure to visit the official website for Serve® American Express® Prepaid Debit Account to learn complete details about its features and terms. If you’re not quite sure if Serve® American Express® Prepaid Debit Account is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Serve® American Express® Prepaid Debit Account offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.