The Ultimate Guide to Credit Cards
Saturday, November 28, 2020

American Express Serve®

► 2020 Review, Application & Rates

"The American Expres Serve® is a prepaid debit account that is free to register for online and you'll get early access to your paycheck when you enroll in direct deposit. However, this is not a credit card and it will not help you build credit."
- Toby Sembower,
Advertiser Disclosure
American Express Serve® Review

at the issuer'ssecure website





  • Enjoy FREE withdrawals at over 24,000 MoneyPass® ATM locations nationwide. You can also use non MoneyPass® ATMs, but fees may apply
  • Get access to your money up to 2 days faster with early Direct Deposit
  • With Serve, you can pay anyone, anytime. Use FREE Online Bill Pay or Write a Check online and we'll mail it to anyone you need to pay.
  • Check your balance and recent transactions, pay bills on the go, add checks, get SMS text alerts, and send money to family or friends who have a Serve Account
  • No credit check, no minimum balance, no hidden fees
  • Transfer cash to anyone from anywhere. Cash is ready for pickup in minutes.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
$0 - $6.95 monthly fee
Not applicable

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #24 out of 32)
Best Overall
(Ranked #95 out of 121)
(Ranked #4 out of 10)

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). does not include all credit card companies or all available credit card offers.