The Ultimate Guide to Credit Cards
Sunday, December 3, 2023

American Express® Green Card Review

Toby Sembower

By: Toby Sembower

Toby Sembower
Toby Sembower

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

See full bio »

Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

See full bio »

Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Her credit card commentary is often featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others.

See full bio »
American Express® Green Card Review

Rated 4.7 /5.0 ★★★★★

Are you considering the American Express® Green Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 4.7 out of 5.0.

The American Express® Green Card can be your best travel companion thanks to its travel credits and travel insurance offerings. The perks of this card can easily cover the annual fee.

Here's a rundown of the key features, rates, and terms of the American Express® Green Card:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

American Express® Green Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

  • Earn 40,000 Membership Rewards® Points after you spend $2,000 on purchases on your new card in your first 6 months of card membership
  • Earn 3X points on restaurants, including takeout and delivery, and 3X points on transit and travel — all other purchases earn 1X point per $1 spent
  • Receive up to $189 per calendar year in statement credits when you pay for your CLEAR membership with the American Express® Green Card
  • Find out if you Pre-Qualify for the American Express® Green Card or other offers in as little as 30 seconds.
  • Use the American Express® Green Card to purchase lounge access through LoungeBuddy and receive up to $100 in statement credits per calendar year
  • No foreign transaction fees
  • $150 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
20.49% - 28.49% Pay Over Time
$150
Good/Excellent

There's certainly a lot to like about the American Express® Green Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the American Express® Green Card is right for you.

Interest Rate & Annual Fee

According to the issuer, the American Express® Green Card currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 20.49% - 28.49% Pay Over Time

Here's the annual fee for the American Express® Green Card as listed by the issuer:

  • Annual Fee: $150
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the American Express® Green Card is:

  • Credit Level:

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the American Express® Green Card is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the American Express® Green Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

(Ranked #27 out of 156)
★★★★★
4.7
(Ranked #21 out of 63)
★★★★★
4.7
(Ranked #19 out of 40)
★★★★★
4.6
(Ranked #19 out of 43)
★★★★★
4.7

Bottom Line on American Express® Green Card

American Express® Green Card Review

All told, our team's review of the American Express® Green Card resulted in a rating of 4.7 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the American Express® Green Card, here is the link the issuer's official application:

Other Offers to Consider

Are you ready to apply for the American Express® Green Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:

If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to American Express® Green Card:

Whether you decide on American Express® Green Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.

About the Author

Toby Sembower
Toby Sembower Finance Expert

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

Share the Knowledge!

Toby Sembower