The Ultimate Guide to Credit Cards
Wednesday, May 31, 2023

American Express® Gold Card Review

"The American Express® Gold Card is a premium rewards card for applicants who have excellent credit. The card comes with a host of American Express® Card benefits for approved cardmembers."
- Toby Sembower,
Advertiser Disclosure
American Express® Gold Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

  • Earn 60,000 Membership Rewards® points after you spend $4,000 on purchases on your new card in your first 6 months of card membership
  • Earn 4X Points at U.S. supermarkets on up to $25,000 per calendar year in purchases. Also earn 4X Points at restaurants, including takeout and delivery, and 3X points on flights when booked directly with airlines or on amextravel.com. All other eligible purchases earn 1X point.
  • No foreign transaction fees
  • Earn up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, Boxed and other participating partners. This can be an annual savings of up to $120. Enrollment required.
  • Delight your senses when you book The Hotel Collection with American Express Travel. Get a $100 experience credit to use during your stay. A minimum 2-night stay is required.
  • $250 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
20.49% - 28.49% Pay Over Time
$250
Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #14 out of 151)
★★★★★
4.8
Excellent Credit
(Ranked #13 out of 61)
★★★★★
4.8
Points & Gifts
(Ranked #13 out of 38)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to American Express® Gold Card

Be sure to visit the official website for American Express® Gold Card to learn complete details about its features and terms. If you’re not quite sure if American Express® Gold Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the American Express® Gold Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.