The Ultimate Guide to Credit Cards
Saturday, September 19, 2020

American Express® Gold Card

► 2020 Review, Application & Rates

"The American Express® Gold Card is a premium rewards card for applicants who have excellent credit. The card comes with a host of American Express® Card benefits for approved cardmembers."
- Toby Sembower,
Advertiser Disclosure
American Express® Gold Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 4X Points at U.S. supermarkets and restaurants, 3X points on flights, 1X points on everything else
  • Earn 35,000 Membership Rewards® points after you spend $4,000 on purchases on your new card in your first 3 months of card membership
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • Select one qualifying airline and then receive up to $100 in statement credits per calendar year when incidental fees, like checked bags and in-flight refreshments, are charged by the airline to your Gold Card account
  • $250 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.99% - 22.99%
$250
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #8 out of 100)
★★★★★
4.8
Excellent Credit
(Ranked #9 out of 33)
★★★★★
4.8
Points & Gifts
(Ranked #2 out of 26)
★★★★★
4.9

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