The Ultimate Guide to Credit Cards
Tuesday, February 7, 2023

American Express® Gold Card

► 2023 Review, Application & Rates

"The American Express® Gold Card is a premium rewards card for applicants who have excellent credit. The card comes with a host of American Express® Card benefits for approved cardmembers."
- Toby Sembower,
Advertiser Disclosure
American Express® Gold Card Review

at the issuer'ssecure website





  • Earn 75,000 Membership Rewards® points after you spend $4,000 on purchases on your new card in your first 6 months of card membership
  • Earn 4X Points at U.S. supermarkets on up to $25,000 per calendar year in purchases. Also earn 4X Points at restaurants, including takeout and delivery, and 3X points on flights when booked directly with airlines or on All other eligible purchases earn 1X point.
  • 0% Intro APR on eligible charges for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% to 25.99% variable APR .
  • Earn up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, Boxed and other participating partners. This can be an annual savings of up to $120. Enrollment required.
  • Delight your senses when you book The Hotel Collection with American Express Travel. Get a $100 experience credit to use during your stay. A minimum 2-night stay is required.
  • $250 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 Months
18.99% - 25.99% Pay Over Time

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #14 out of 148)
Excellent Credit
(Ranked #13 out of 63)
Points & Gifts
(Ranked #13 out of 34)

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