The Ultimate Guide to Credit Cards
Saturday, May 8, 2021

American Express® Gold Card

► 2021 Review, Application & Rates

"The American Express® Gold Card is a premium rewards card for applicants who have excellent credit. The card comes with a host of American Express® Card benefits for approved cardmembers."
- Toby Sembower,
Advertiser Disclosure
American Express® Gold Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 75,000 Membership Rewards® points after you spend $4,000 on purchases on your new card in your first 6 months of card membership
  • Earn 4X Points at U.S. supermarkets on up to $25,000 per calendar year in purchases. Also earn 4X Points on restaurants, 3X points on flights when booked directly with airlines or on amextravel.com, and 1X points on all other eligible purchases.
  • Earn up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, Boxed and other participating partners. This can be an annual savings of up to $120. Enrollment required.
  • Select one qualifying airline and then receive up to $100 in statement credits per calendar year when incidental fees, like checked bags and in-flight refreshments, are charged by the airline to your Gold Card account
  • $250 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A (Charge Card)
$250
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #11 out of 134)
★★★★★
4.8
Excellent Credit
(Ranked #11 out of 59)
★★★★★
4.8
Points & Gifts
(Ranked #13 out of 38)
★★★★★
4.6

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