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Thursday, June 8, 2023

American Express® Business Gold Card Review

"The American Express® Business Gold Card is a top-tier business card that allows card members to choose their reward category from among several common business expense categories, including advertising and technology providers."
- Toby Sembower,
Advertiser Disclosure
American Express® Business Gold Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of card membership
  • Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle, including airfare purchased directly from airlines, U.S. purchases for advertising in select media (online, TV, radio), U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions, and U.S. purchases at gas stations, restaurants, or for shipping. Applies to the first $150,000 in combined purchases from these 2 categories each calendar year.
  • Earn 1X Membership Rewards® points on other purchases
  • Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back, up to 250,000 points back per calendar year
  • $295 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.74% - 26.74% Pay Over Time
$295
Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #72 out of 153)
★★★★★
4.5
Business
(Ranked #16 out of 25)
★★★★★
4.5
Excellent Credit
(Ranked #55 out of 62)
★★★★
4.4
Gas Rebate
(Ranked #12 out of 29)
★★★★★
4.7
Points & Gifts
(Ranked #25 out of 39)
★★★★★
4.5

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to American Express® Business Gold Card

Be sure to visit the official website for American Express® Business Gold Card to learn complete details about its features and terms. If you’re not quite sure if American Express® Business Gold Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the American Express® Business Gold Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.