The Ultimate Guide to Credit Cards
Sunday, January 29, 2023

American Express® Business Gold Card

► 2023 Review, Application & Rates

"The American Express® Business Gold Card is a top-tier business card that allows card members to choose their reward category from among several common business expense categories, including advertising and technology providers."
- Toby Sembower,
Advertiser Disclosure
American Express® Business Gold Card Review

at the issuer'ssecure website





  • Earn 100,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of card membership
  • Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle, including airfare purchased directly from airlines, U.S. purchases for advertising in select media (online, TV, radio), U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions, and U.S. purchases at gas stations, restaurants, or for shipping. Applies to the first $150,000 in combined purchases from these 2 categories each calendar year.
  • Earn 1X Membership Rewards® points on other purchases
  • Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back, up to 250,000 points back per calendar year
  • $295 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
17.24% - 25.24% Pay Over Time

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #73 out of 152)
(Ranked #16 out of 22)
Excellent Credit
(Ranked #60 out of 66)
Gas Rebate
(Ranked #12 out of 29)
Points & Gifts
(Ranked #25 out of 35)

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