The Ultimate Guide to Credit Cards™
Monday, March 27, 2023

Affinity Business First℠ Visa® Credit Card

► 2023 Review, Application & Rates

"This is a low-rate card from a credit union that pays modest rewards on every purchase you make. It lacks some business features found on other cards, but this card may be a good option if you tend to carry a balance."
- Toby Sembower,
Advertiser Disclosure
Affinity Business First℠ Visa® Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.0

OVERALL RATING

4.0/5.0
Our Review »
  • Earn 5,000 bonus points after making your first purchase
  • Earn 1X Point for every dollar spent
  • Earn up to 6X bonus points by shopping at our Rewards website
  • Points never expire, and you can redeem points for travel, cash back, gift cards, and merchandise
  • Must be a member of Affinity Federal Credit Union to qualify
  • $0 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
Starting at 13.5%
$0
Good

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: Starting at 13.5%
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $0
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: Good
See site for details »
Go To Application »

Our Ratings By Category

Best Overall
(Ranked #112 out of 148)
★★★★★
4.0
Business
(Ranked #21 out of 24)
★★★★★
4.1
Good Credit
(Ranked #48 out of 54)
★★★★★
4.2
Low APR
(Ranked #38 out of 41)
★★★★★
0
Points & Gifts
(Ranked #34 out of 36)
★★★★★
3.5

Advertiser Disclosure

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