The Ultimate Guide to Credit Cards™
Thursday, June 8, 2023

ACE Elite™ Visa® Prepaid Debit Card Review

"The ACE Elite™ Visa® Prepaid Debit Card lets you manage and control your money just like a bank account debit card, but the fees can add up, and it doesn't report payments to the credit bureaus."
- Toby Sembower,
Advertiser Disclosure
ACE Elite™ Visa® Prepaid Debit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

3.2

OVERALL RATING

3.2/5.0
Our Review »
  • Manage and control your money on one convenient reloadable prepaid card
  • Get paid up to 2 days faster with direct deposit
  • No-fee cash withdrawals of up to $100 at ACE with regular Direct Deposits
  • When you use your card for everyday purchases, you can earn offers to redeem for cash back rewards at select retailers.
  • Choose from 3 card designs
  • As a cardholder, you can open a Tiered Optional Savings Account. Balances up to $1,000.00 currently earn up to 5.00% annual percentage yield. No minimum balance required.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
N/A
Not applicable

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: N/A
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: N/A
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: N/A
See site for details »
Go To Application »

Our Ratings By Category

Bad Credit
(Ranked #19 out of 33)
★★★★★
4.4
Best Overall
(Ranked #144 out of 153)
★★★★★
3.2
Prepaid
(Ranked #11 out of 14)
★★★★★
4.4

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to ACE Elite™ Visa® Prepaid Debit Card

Be sure to visit the official website for ACE Elite™ Visa® Prepaid Debit Card to learn complete details about its features and terms. If you’re not quite sure if ACE Elite™ Visa® Prepaid Debit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the ACE Elite™ Visa® Prepaid Debit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.