The Ultimate Guide to Credit Cards
Thursday, September 29, 2022

Journey Student Rewards from Capital One

► Terms, Details & Application

"Geared towards students, this card offers generous cash back and a favorable fee structure. The ongoing interest rate is reasonable considering the card is for limited credit histories."
- Toby Sembower,
Advertiser Disclosure
Journey Student Rewards from Capital One Review

at Capital One®'ssecure website

BEST OVERALL RATING

★★★★

4.2

OVERALL RATING

4.2/5.0
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
26.99% (Variable)
$0
Average, Fair, Limited

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #96 out of 152)
★★★★
4.2
Cash Back
(Ranked #41 out of 48)
★★★★
4.3
Fair Credit
(Ranked #13 out of 26)
★★★★★
4.5
Gas Rebate
(Ranked #27 out of 29)
★★★★
4.3
No/Limited Credit
(Ranked #28 out of 36)
★★★★
4.2
Student
(Ranked #8 out of 10)
★★★★★
4.5

Advertiser Disclosure

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