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Saturday, January 29, 2022

Capital One Spark Cash Plus

► Terms, Details & Application

Advertiser Disclosure
Capital One Spark Cash Plus Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn up to a $3,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $2,500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
$150
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #52 out of 152)
★★★★★
4.6
Business
(Ranked #15 out of 23)
★★★★★
4.6
Cash Back
(Ranked #23 out of 47)
★★★★★
4.7
Excellent Credit
(Ranked #24 out of 61)
★★★★★
4.7
Good Credit
(Ranked #24 out of 64)
★★★★★
4.7

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