The Ultimate Guide to Credit Cards
Tuesday, June 28, 2022

Capital One Spark Cash Plus

► Terms, Details & Application

"This business card provides flat-rate rewards with no spending categories to worry about. It's a no-fuss card best for high-spending business owners."
- Toby Sembower,
Advertiser Disclosure
Capital One Spark Cash Plus Review

at Capital One®'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
$150
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #53 out of 158)
★★★★★
4.6
Business
(Ranked #15 out of 24)
★★★★★
4.6
Cash Back
(Ranked #21 out of 49)
★★★★★
4.7
Excellent Credit
(Ranked #24 out of 61)
★★★★★
4.7
Good Credit
(Ranked #24 out of 66)
★★★★★
4.7

Advertiser Disclosure

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