The Ultimate Guide to Credit Cards
Sunday, September 26, 2021

Capital One Spark Cash Plus

► Terms, Details & Application

Advertiser Disclosure
Capital One Spark Cash Plus Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
$150
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #54 out of 144)
★★★★★
4.6
Business
(Ranked #14 out of 23)
★★★★★
4.6
Cash Back
(Ranked #21 out of 44)
★★★★★
4.7
Excellent Credit
(Ranked #26 out of 60)
★★★★★
4.7
Good Credit
(Ranked #25 out of 63)
★★★★★
4.7

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.