The Ultimate Guide to Credit Cards
Tuesday, October 4, 2022

BankAmericard® Secured Credit Card

► Terms, Details & Application

"The BankAmericard® Secured Credit Card is meant to help people with poor/limited credit history build and establish credit. The issuer will periodically review the account to see whether you qualify for an upgrade to an unsecured card."
- Toby Sembower,
Advertiser Disclosure
BankAmericard® Secured Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.3

OVERALL RATING

  • A secured credit card designed to help establish, strengthen, or rebuild credit
  • A minimum refundable security deposit of $200 (maximum of $5,000) is required to open this account
  • Access your FICO Score updated monthly for free within your Mobile Banking app or in Online Banking
  • Your account will periodically be reviewed, and, based on your overall credit history (including other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
  • $0 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
24.49% Variable
$0
Bad/Limited

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #25 out of 37)
★★★★
4.3
Best Overall
(Ranked #89 out of 152)
★★★★
4.3
No/Limited Credit
(Ranked #22 out of 36)
★★★★
4.4
Secured
(Ranked #12 out of 20)
★★★★
4.4

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.