The Ultimate Guide to Credit Cards
Wednesday, September 28, 2022

Bank of America® Customized Cash Rewards Credit Card for Students

► Terms, Details & Application

"The Bank of America® Cash Rewards Credit Card for Students is a solid rewards card that lets students choose their top-earning cash back category each quarter."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Customized Cash Rewards Credit Card for Students Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • Earn a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • Unlimited 1% cash back on all other purchases
  • 0% Introductory APR on new purchases and balance transfers for 18 billing cycles (balance transfer fee applies), then a variable APR applies
  • Optional overdraft protection option helps prevent declined purchases, returned checks, or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
  • $0 Annual Fee
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 18 billing cycles
0% for 18 billing cycles
16.24% - 26.24% Variable
$0
None/Limited

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #15 out of 16)
★★★★
4.4
0% Intro APR
(Ranked #21 out of 31)
★★★★★
4.5
Best Overall
(Ranked #69 out of 153)
★★★★★
4.5
Cash Back
(Ranked #37 out of 48)
★★★★
4.4
Fair Credit
(Ranked #7 out of 26)
★★★★★
4.6
Gas Rebate
(Ranked #22 out of 29)
★★★★★
4.5
Low APR
(Ranked #28 out of 39)
★★★★
4.4
No/Limited Credit
(Ranked #17 out of 36)
★★★★★
4.5
Student
(Ranked #4 out of 10)
★★★★★
4.6

Advertiser Disclosure

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