The Ultimate Guide to Credit Cards
Monday, December 6, 2021
Header Background

Credit Card Advice (Page 7)

Follow our team of finance experts for the best credit card advice on the web, including tips for responsible usage, navigating rewards programs, and other industry-insider recommendations.

Readers
19.6M
Pageviews
33.7M
Experts
54
Best Credit Card Signup Bonuses of 2021

12 Best Credit Card Signup Bonuses

If you’re about to apply for a new credit card, you’ll do well to familiarize... read more »

Eric Bank 1/25/2021
Adverse Action Notices: What They Are & Next Steps

What Is An Adverse Action Notice?

Have you ever applied for financing, like a credit card or loan, only to have your... read more »

John Ulzheimer 1/21/2021
Credit Card Ownership By Age, Income, Gender & Race in 2021

Card Ownership By Age, Income, Gender & Race

Data on who applies for and receives certain credit cards and what they do with... read more »

Erica Sandberg 1/19/2021
Best First Credit Cards of 2021

9 Best First Credit Cards For Building Credit

The best first credit cards can get you started on your credit-building journey and... read more »

Ashley Dull 1/18/2021
Low APR Credit Cards For Bad Credit in 2021

7 Low APR Credit Cards For Bad Credit

Low APR credit cards for bad credit are a real thing. We’ve identified the best... read more »

Eric Bank 1/14/2021
No Annual Fee Credit Cards For Fair Credit in 2021

9 Cards for Fair Credit with No Annual Fee 

Building credit is all about being smart with your money — and researching no annual... read more »

Adam West 1/12/2021
What is Deferred Interest & How Does it Work?

What is Deferred Interest & How Does it Work?

Nothing in this world is free, especially when it comes to borrowing money. Although... read more »

Andrea Woroch 1/11/2021
Credit Cards For High Debt-to-Income Ratio in 2021

9 Cards for Borrowers with a High DTI Ratio 

Searching for credit cards for a high debt-to-income ratio may seem like an... read more »

Adam West 1/7/2021
Best Cards by Credit Limit: $1k, $10k, $50k, $100k+

12 Best Cards by Credit Limit

Credit card credit limits can vary from $200 for consumers with bad credit to more... read more »

Eric Bank 1/6/2021
Starter Credit Cards With No Deposit in 2021

13 Starter Cards With No Deposit Required

Many consumers use starter credit cards with no deposit as a way to build their... read more »

Ashley Dull 1/5/2021
9 Trends: Credit Cards During the COVID-19 Pandemic

Credit Cards During the COVID-19 Pandemic

The COVID-19 pandemic has affected just about everything in 2020, and credit cards... read more »

Marcie Geffner 1/4/2021
12 Options for Credit Card Approval With an Old Charge-Off

Options for Credit Card Approval With Old Charge-Offs

You may be frustrated if you’re looking for credit card approval with old charge off... read more »

Ashley Dull 12/29/2020
Best Credit Cards with Refundable Deposits in 2021

13 Best Credit Cards with Refundable Deposits

The best credit cards with refundable deposits are a great way to build — or rebuild... read more »

Ashley Dull 12/28/2020
Best Virtual Credit Cards of 2021

21 Best Virtual Credit Cards

Identity theft shows no signs of abating, which explains the usefulness of the best... read more »

Eric Bank 12/23/2020
Why Some Accounts Appear On Your Credit Reports And Others Don’t

Why Some Accounts Appear on Credit Reports & Others Don't

Your credit reports are filled with information about your financial experiences. But... read more »

John Ulzheimer 12/22/2020
Best Credit Cards for Paying Cell Phone Bill in 2021

9 Best Cards for Paying Your Cell Phone Bill

While your cell phone may already provide you with some important conveniences... read more »

Choncé Maddox 12/21/2020
Air Miles Credit Cards for Business in 2021

9 Air Miles Credit Cards for Business Owners

If you run a business that requires frequent travel, you’ll want to read this review... read more »

Eric Bank 12/17/2020
Prepaid Cards Without SSN Requirements in 2021

3 Prepaid Cards Without SSN Requirements

Not so long ago, you could easily access prepaid cards without SSN requirements. But... read more »

Ashley Dull 12/16/2020
Cash Advance Limits by Issuer in 2021

Credit Card Cash Advance Limits by Issuer

It’s a good idea to know the cash advance limits on your credit cards before asking... read more »

Eric Bank 12/15/2020
Cash Back Cards for Fair Credit in 2021

7 Best Cash Back Cards for Fair Credit Applicants

For about 18% of the consumer population, this review of cash back cards for fair... read more »

Eric Bank 12/14/2020
Secured Credit Cards With No Annual Fee in 2021

7 Secured Credit Cards With No Annual Fee

Secured credit cards with no annual fee can give you the best of both worlds. These... read more »

Adam West 12/10/2020
Cash Back Credit Cards for Business Owners in 2021

7 Best Cash Back Cards for Business Owners

If you are an entrepreneur, the best cash back credit cards for business are like... read more »

Ashley Dull 12/9/2020
The History of Credit Cards: 2000 B.C. – 2021 A.D.

The History of Credit Cards

Credit cards — or at least the concept of them — are not 20th-century payment tools... read more »

Erica Sandberg 12/8/2020
Best Credit Cards by Credit Score for 2021

15 Best Credit Cards by Credit Score

Whatever your credit profile, you should know the best credit cards by credit score... read more »

Eric Bank 12/7/2020

Need Advice? Ask CardRates!

Looking for more finance and credit card advice? Search our ever-growing database chock full of 1,000+ how-to guides and credit card reviews, all authored by the web's leading finance experts.

Search 1,000+ how-to guides or these popular topics:

Get Advice

Reviews from Our Experts

Our team of finance experts have reviewed and ranked the best credit card offers in the US based on interest rates, rewards deals and approval rate. See our expert reviews and browse the best credit cards by feautures, credit level and issuer.