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Credit Card Advice (Page 35)

Follow our team of finance experts for the best credit card advice on the web, including tips for responsible usage, navigating rewards programs, and other industry-insider recommendations.

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Latest Advice

Credit Card Fees You Don’t Know About

Credit Card Fees You Don’t Know About

Credit cards might often come with cash back, free flights, purchase protection and other benefits, but these perks do not always come for free. All credit cards have some type of fees, and... read more »
By: Alexandra Leslie, 1/14/2015
Should You Get a Prepaid Debit Card?

Should You Get a Prepaid Debit Card?

Many people still say cash is king, but a cash-only life is difficult and unrealistic. What if you want to pay your bills online, take advantage of online shopping or buy your movie ticket... read more »
By: Alexandra Leslie, 1/13/2015
3 Ways to Set Up Your First Post-Graduation Budget

3 Ways to Set Up Your First Post-Graduation Budget

Realism is the key to effective budget planning. It would be thrifty (but unrealistic) to live on $20 a week. With a $20 per week budget, you are going to find yourself spending more than... read more »
By: Chris Burns, 1/8/2015
3 Steps for Maximizing Credit Perks

3 Steps for Maximizing Credit Perks

Credit card perks are one of the most underutilized benefits of having a credit card. According to a 2011 study from Colloquy and Swift Exchange, the average household does not redeem a... read more »
By: Ashley Feinstein, 1/7/2015
The Best Ways to Consolidate Credit Cards

The Best Ways to Consolidate Credit Cards

If you are struggling to make your payments on multiple credit cards, you may find some relief by consolidating your cards. This method is not absolutely foolproof. You have to adopt wise... read more »
By: Alexandra Leslie, 1/6/2015
4 Smart New Year’s Resolutions for Your Credit Cards

4 Smart New Year’s Resolutions for Your Credit Cards

Credit card debt plagues millions of Americans, with the average indebted household carrying more than $15,000 on their cards. Resolve to enjoy the advantages and perks of credit without... read more »
By: CardRates.com Staff, 1/5/2015
What is Cross-Collateralization of Debt?

What is Cross-Collateralization of Debt?

If you’re strapped for cash, you’ll probably want to continue paying your mortgage or rent to keep a roof over your head and still make your car payment to keep wheels in your driveway so... read more »
By: Susan Ladika, 12/31/2014
When Someone on Your Account Maxes Out Your Card

When Someone on Your Account Maxes Out Your Card

Some people intentionally max out because they need to make a purchase and have no other access to funds. Others max out by mistake because they keep high balances and underestimate how high... read more »
By: Alexandra Leslie, 12/30/2014
Toby Sembower